I am purchasing a property and need a conveyancing solicitor in Hurworth who is on the Platform Home Loans Ltd solicitor. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Hurworth. We dont recommend any particular firm.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Hurworth property lawyer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
Coventry BS have agreed my mortgage in principle, my offer on a property in Hurworth has been accepted, now what?
Your property agent will wish to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Call up Coventry BS or your financial adviser and finish off any relevant documentation. Coventry BS will appoint a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Coventry BS will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hurworth.
I have finally had an offer on a maisonette in Hurworth accepted, the vendors do nevertheless have a tied purchase. The sellers have offered on a flat, but it’s not yet tied up, and are looking at other flats booked. I have chosen a nearby conveyancing solicitor in Hurworth. What do I do now? At what point do I apply for the mortgage with Nottingham?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx £1k, then valuation, Hurworth conveyancing search fees, etc). First, you must ensure that your property lawyer is on the Nottingham approved list. Concerning the next phase this very much depends on the specifics of your case, motivation for the property and on the state of the market. In a hot market many buyers would apply for a home loan with Nottingham and arrange for the valuation and only if it comes back ok would they pay their property lawyer to move forward with searches.
It has been 4 months since my purchase conveyancing in Hurworth took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Hurworth benefiting from help to buy. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not inform my lawyer about this extras as it could adversely affect my loan with Yorkshire Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Given that I will soon spend £400,000 on a property in Hurworth I would like to talk to a solicitor about mytransaction ahead of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your conveyancing in Hurworth.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Hurworth should be the amount on the final invoice that you end up paying.
My boyfriend is purchasing a ground floor flat in Hurworth. He has received a fee estimate by the solicitor suggested by the selling agents and it came to £1385 . It was fifteen years ago I sold and purchased a home and the bill was £500. Have charges really escalated to that extent?
We would recommend that you e-mail 3 or 4 local Hurworth conveyancing firms requesting prices. It is advisable to base your decision not solely on cost, but on promptness and on how comprehensive the response is.