We were just about to sign contracts for a leasehold flat in Yarm. We have hit a problem. Our mortgage offer with Clydesdale expires on 9/2/2026 but the owners are putting forward a completion date of 11/2/2026. Is it possible to extend the mortgage offer?
The person best placed to address this concern is your conveyancer who is in a position to determine if they better off negotiating with the mortgage broker, owner’s solicitors, property agents or indeed all three given the history of your house move as of today.
I have an AIP. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would much rather use a Yarm based conveyancing firm?
You should check but the the likelihood is that appoint one of their panel lawyers should you accept the "fee-free" incentive. Contact the bank to explore if they make available a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Yarm.
I have justbeen informed that Wolstenholmes have been shut down. They carried out my conveyancing in Yarm for a purchase of a leasehold flat 18 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Yarm conveyancing specialists.
About to purchase a new build apartment in Yarm. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Yarm
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Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
How do I identify a Yarm solicitor on the TSB conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the solicitor.
Feel free to make use of the tool on this website. Please select a mortgage company and your location and you will see a number of Yarm conveyancing lawyers based on proximity. We have listed some Yarm conveyancing firms towards the end of this page and you can call them to check if they are on the TSB panel
Do I need to pop into the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Yarm as it will be easier to attend their offices if necessary.
Whereas this was necessary 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Yarm.