I am in need of a conveyancer. Should I go for for a nationwide conveyancer or a high street Redbridge conveyancing lawyer?
Generally conveyancing lawyers in your area will have good alliances with your local authority, which can assist with your Redbridge conveyancing searches that your conveyancer will need to carry out. It can only assist if they enjoy existing relationships with the Land Registry in your area Redbridge, other property lawyers in the neighbourhood and Redbridge Estate Agents.
My lawyer has uncovered a a legal deficiency with the lease for the apartment we are buying in Redbridge. The other side have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor says that he must check that the lender is willing to move forward with this solution. Who is the client here, us or the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.
My lender has recommended solicitors on their panel based in Redbridge but I would rather instruct a conveyancing lawyer in Redbridge or nearer to where I live. Are you able to help?
Far from all Redbridge conveyancing practices are on all lender’s conveyancing panel. Use our search tool to identify a Redbridge conveyancing firm on the on the lender panel.
Completion of my remortgage has taken place for my property in Redbridge. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
After much negotiation I have agreed a price on an apartment in Redbridge. My financial adviser suggested a lawyer. I paid an advanced payment of £150. A couple of days later, the conveyancer contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase maisonette in Redbridge. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Redbridge solicitor is on the Nationwide conveyancing panel.
Due to the input of my in-laws I had a survey completed on a house in Redbridge prior to instructing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend refuse to issue a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Redbridge. Conveyancing will be smoother if you use a solicitor in Redbridge especially if they regularly deal with such properties in Redbridge.
I am a sole trader hoping to take over a lease of an office on a shopping parade. Can you recommend solicitors offering no-sale-no charges for commercial conveyancing in Redbridge for below 1500k?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Redbridge, including the sale and purchase of businesses as well as simply property. Whether you are hoping to buy or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the fees these will vary based on the structure and nuances of the deal. Please provide us with your details or telephone us so that we may furnish you with a detailed commercial conveyancing quote.