I have given 2 months notice to my current landlord and have to leave my let out apartment in Woodford by the end of next month. Conveyancing for my house purchase is underway. Is it possible to complete in 4 weeks as I wish to avoid having to move into short term accommodation?
The normal practice is not to give notice for your tenancy unless your lawyer suggests that you should. Assuming that you have not previously done so, speak to your lawyer and ask them to they cajole the owners solicitors, try to an agreed time frame that all parties will aim towards
Can I use your services to find a Conveyancing solicitor in Woodford even where I’m not buying or selling a house, for instance where I want to buy a shop in Woodford with a loan from Virgin Money?
Our comparison service is mainly there to locate residential conveyancing solicitors in Woodford but we have recorded at the end of this page some Woodford commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Virgin Money
My aunt passed away six months ago and as sole heir and executor I was left the property in Woodford. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Where you plan to refinance then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
My bid for a property was accepted at auction in Woodford. Conveyancing is necessary. What are my next steps?
Given that you have now legally bound yourself to purchase you will need to choose a conveyancing lawyer quickly as you now have a pending a drop dead date to complete the conveyancing. Every auction property will ordinarily have a bespoke legal pack. This will likely include most,if not all of the documents that your conveyancer will need. Where you are dealing with leasehold property the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You must give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
I'm the sole beneficiary of my late father’s will with all property in now in my sole name, including the house in Woodford. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a CML six month 'rule', meaning my property ownership could be regarded the same way as if I'd bought the house in January. Will no one buy the property for half a year?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Some banks would take a sensible view as this provision primarily exists to pick up on subsales or the quick reselling of property.
Can I be sure that the Woodford conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Woodford obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer handling your transaction.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Woodford is where the house is located. Is there any advice you can impart?
Flying freeholds in Woodford are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Woodford you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woodford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to buy a property and require a conveyancing solicitor in Woodford who is on the lender approved panel. Could you point me in the right direction as regards a Woodford conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Woodford. We dont recommend any particular solicitor.