Would the conveyancing solicitors highlighted via your search app perform right to buy conveyancing in Ilford?
We work with a variety of conveyancing specialists carrying out right to buy transactions Do get in touch with us with a view to obtain a costs calculation.
The Ilford conveyancing lawyers that I appointed last week on my house acquisition in Ilford have suddenly shut down. I chose them because I had to have a lawyer on the HSBC conveyancing panel and my family Ilford lawyer was not. I sent them a cheque for £250 in advance. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the HSBC conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
We previously chose conveyancers with offices in Ilford on the Nationwide solicitor approved list. They have just invoiced me a further amount for the legal aspects of the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. The fee is not set by Nationwide but by your Ilford lawyer. Some firms on the Nationwide panel will charge ’dealing with mortgage’ fee and others do not.
Planning on purchasing a house in Ilford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ilford solicitor is on the Principality conveyancing panel.
I have instructed a Ilford solicitor having checked that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ilford postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Ilford.
I am purchasing a property and the conveyancer has raised the issue of Chancel Repair to which the house may be obligated to pay given it’s proximity to the area of such a church. He has recommended insurance. Is this really necessary for conveyancing in Ilford
Unless a prior purchase of the house took place after 12 October 2013 you could expect lawyers conducting conveyancing in Ilford to continue to advocate a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Ilford is the location of the property. Can you offer any advice?
Flying freeholds in Ilford are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ilford you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ilford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm refinancing my current property to a BTL loan with Bank of Scotland and I will use the rest of the raised equity as a deposit on further house. The area we are talking about is Ilford. Will your conveyancers be able to act for both sets of mortgage companies and link together the conveyances?
Do use our comparison tool on this site to check that the lawyers are approved by both banks. Assuming that they are your conveyancer should be able to connect the two transactions but you should talk with you lawyer and specify your expectations and requirements.