My house in Wanstead is up for sale and I have a purchaser. Will my conveyancing practitioner have to be on the Barclays conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Barclays conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
Two weeks ago we had a mortgage agreed in principle with Barclays. Wanstead conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from Barclays?
Some lenders take longer than others. Have Barclays conducted the valuation? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I had an offer accepted on a house in Wanstead on 4/8/2021, valuation was booked five days later, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
After shopping around on the internet I have found a Wanstead solicitor having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Wanstead surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a property in Wanstead? or I am told that there is a law dating back centuries that could mean that house owners living in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this applicable for conveyancing in Wanstead?
Unless a prior purchase of the house took place after 12 October 2013 you may expect solicitors handling conveyancing in Wanstead to remain recommending a chancel search and or chancel repair liability policy.
Taking into account that I will soon spend hundreds of thousands of pounds on a garden flat in Wanstead I would like to have a conversation with the lawyer about mytransaction before instructing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your property ownership legalities in Wanstead.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter number. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in Wanstead should be the figure that you are charged.
As co-executor for the will of my grandmother I am selling a residence in Neath but reside in Wanstead. My solicitor (who is 260 kilometers awayneeds me to sign a statutory declaration before completion. Could you suggest a conveyancing solicitor in Wanstead who can witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Wanstead based
We are in the process of buying a home in Wanstead. Conveyancing is not over but we would like keep the amount we are are purchasing for confidential from the likes of Zoopla. Is this achievable and how?
HMLR by statute are obliged to disclose price sold data on a register of the title for residential properties countrywide including premises in Wanstead. The register of ownership is an open document, so HM Land Registry would be breaking the law if they did not grant access to the register.
In essence you can make a request of HM Land Registry to withhold the price paid entry yet the response will be a No.