Am I correct in assuming that the fact that my solicitor in Barkingside is not identified on my mortgage company's solicitor panel that there is a problem with the quality of his conveyancing?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Barkingside conveyancing firm and enquire why they are no longer on the approved list for your lender.
I am buying a right to buy a flat in Barkingside. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Barkingside you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Barkingside.
My father pointed out to me me that in buying a property in Barkingside there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of a number of properties in Barkingside which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Barkingside should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Please help - my lawyer says that restrictive coveneant insurance is required on my purchase. What is the level of cover for Barkingside conveyancing?
The appropriate level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Chelsea Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
Can I be sure that the Barkingside conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Barkingside getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your transaction.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Barkingside?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Barkingside. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey carried out on a house in Barkingside ahead of instructing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may refuse to give a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Barkingside. Conveyancing will be smoother if you use a solicitor in Barkingside especially if they are acquainted with such properties in Barkingside.
Been on the hunt for a lawyer for leasehold sale conveyancing in Barkingside. I'm selling, uncomplicated no mortgage to discharge, no hurry, no onward chain. Got an estimate from a solicitor for nine hundred pounds excluding VAT which is a little high given that its so straightforward. Can I pay less for conveyancing in Barkingside?
As it’s a sale only, 475 + VAT should be about the lowest for sale conveyancing in Barkingside.