I have given 2 months notice to my current landlord and have to be out of my let out flat in Barkingside by 22/5/2020. Conveyancing for my house purchase is progressing. How realistic is it to complete in a couple of weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to provide notice on a rental until you have exchanged. If you have not already done so, speak to your lawyer and urge them to they cajole the owners lawyers, try to a target completion date that everyone will look towards
Having sold my house in Barkingside last August yet the purchaser is e-mailing daily to say his lawyer is waiting to hear from mine. What should have happened following completion?
Following your house sale your lawyer should deliver the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your lawyer must also send confirmation that the legal charge in favour of the lender has been discharged to the buyers solicitors. There are no post completion requirements just for conveyancing in Barkingside.
We're in Barkingside, First timers purchasing with a mortgage (lender is RBS , and our lawyer is on the RBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I own a renovated Edwardian house in Barkingside. Conveyancing solicitor acted for me and Skipton Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Barkingside and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing practitioner who conducted the purchase.
Due to the advice of my in-laws I had a survey completed on a house in Barkingside ahead of retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend refuse to give a loan on this type of house.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Barkingside. Conveyancing may be slightly more expensive based on your lender's requirements.
Do lenders provide you with an approved list of Barkingside solicitors? How do you know who is on the mortgage company conveyancing panel?
Barkingside firms and firms conducting conveyancing in Barkingside themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.