Can I use your services to find a Conveyancing solicitor in South Woodford even where I’m not purchasing or disposing of a house, for example where I want to acquire an office in South Woodford with a mortgage from Coventry Building Society?
Our comparison service is predominantly there to help choose domestic conveyancing solicitors in South Woodford but we have recorded towards the bottom of this page a few South Woodford commercial conveyancing firms. You will need to make contact with the solicitors directly to see if they are also authorised to represent Coventry Building Society
I am mortgaging my home in South Woodford, does my lawyer have to be on the Principality Solicitor panel?
In theory, you could use a solicitor that is not on the Principality conveyancing panel, but Principality would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
We have agreed to purchase a house in South Woodford. One unusual aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with UBS your lawyer must follow the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to UBS where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties nationwide and is not restricted to South Woodford.
We expect to receive a OIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any South Woodford solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint South Woodford solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I recently had an offer accepted on an apartment in South Woodford. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £200. Not long after, the property lawyer called me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
3 months have gone by since my purchase conveyancing in South Woodford completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying my first flat in South Woodford with a mortgage from Godiva Mortgages Ltd. The developers would not move on the amount so I negotiated £7000 of extras instead. The sale representative advised me not reveal to my solicitor about this side-deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having checked my lease I have discovered that there are only 68 years remaining on my lease in South Woodford. I need to extend my lease but my landlord is can not be found. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to demonstrate that you have done all that could be expected to find the freeholder. On the whole an enquiry agent may be helpful to carry out a search and to produce a report which can be used as proof that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to investigating the landlord’s absence and the vesting order request to the County Court overseeing South Woodford.
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a South Woodford conveyancing firm to represent me?
Most definitely. We can put you in touch with a South Woodford conveyancing firm who can help.
An example of a Lease Extension case for a South Woodford premises is 135 Maybank Road in January 2013. The Tribunal determined that the price to be paid by the tenants for the grant of a new lease is £10,592 This case related to 1 flat. The remaining number of years on the lease was 71.2 years.