I am buying a terraced house in South Woodford. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in South Woodford you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in South Woodford.
We had instructed conveyancers with offices in South Woodford on the Yorkshire BS solicitor approved list. They have just billed me a supplemental sum for dealing with the Yorkshire BS mortgage. Is this a supplemental conveyancing fee specified by Yorkshire BS?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer can levy a fee for this. This charge is not dictated by Yorkshire BS but by your South Woodford lawyer. Some firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee but many practices include it on their overall fee.
We have agreed to purchase a house in South Woodford. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is RBS your lawyer must follow the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for RBS. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and solicitors are required to report to RBS where a lease does not satisfy these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to South Woodford.
I recently had an offer agreed on an apartment in South Woodford. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. Soon after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am close to exchanging contracts on the sale of our home in South Woodford and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street South Woodford conveyancer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing firm rather than a conveyancing solicitor in South Woodford. We have lived in South Woodford for 5 years we know of no issue. Should we get in touch with our local Authority to seek confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to my house can not be found. The solicitors who dealt with the conveyancing in South Woodford 5 years ago no longer exist. What are my options?
Nowadays there are copies made of almost everything, and your lawyer should know exactly where to look for all the relevant documentation so you can buy or sell your house without a hitch. Where copies can’t be found, your lawyer can put in place insurance or indemnities against possible claims on the property.
Is it possible to change conveyancer as I have to find one who is on the Chelsea Building Society conveyancing panel. I instructed a high street conveyancing solicitor in South Woodford round the corner but she is not approved by Chelsea Building Society
It would be our pleasure to assist you find a conveyancing solicitor in South Woodford on the Chelsea Building Society panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in South Woodford. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in South Woodford.
I today plan to offer on a house that appears to be perfect, at a reasonable price which is making it more attractive. I have subsequently found out that the title is leasehold as opposed to freehold. I am assuming that there are issues buying a leasehold house in South Woodford. Conveyancing lawyers have not yet been instructed. Will they explain the issues?
The majority of houses in South Woodford are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area can assist with the conveyancing process. it is apparent that you are purchasing in South Woodford so you should seriously consider looking for a South Woodford conveyancing practitioner and check that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. Being a lessee you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the freeholder’spermission to carry out changes to the property. It may be necessary to pay a service charge towards the upkeep of the estate where the property is part of an estate. Your conveyancer will report to you on the legal implications.