My wife and I are purchasing a flat in Clayhall. I might seem paranoid but how we can trust a conveyancer? At some point we have to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The formalities of my remortgage has taken place for my property in Clayhall. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I recently had an offer accepted on a house in Clayhall. My financial adviser suggested a conveyancer. I paid an advanced payment of £200. Soon after, the conveyancing practitioner contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I decided to have a survey done on a property in Clayhall ahead of instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders will refuse to grant a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clayhall. Conveyancing will be smoother if you use a solicitor in Clayhall especially if they are familiar with such properties in Clayhall.
What is different about your site and alternative internet conveyancing brokers when it comes to conveyancing in Clayhall?
At this site secure a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Clayhall. As opposed to estate agents and many comparison sites we do not operate commission deals with solicitors. Some agents and online brokers 'recommend' the firm that pays the most per referral, not the best value conveyancing in Clayhall
Should I instruct a Clayhall conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can deal with the legal work however her office is approximately 350miles away.
The benefit of a local Clayhall conveyancing practice is that you can pop in to sign paperwork, present your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were happy that must outweigh using an unfamiliar Clayhall conveyancing lawyer solely due to them being based in the area.
I've recently bought a leasehold house in Clayhall. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the registered owner of a a ground floor purpose built flat in Clayhall. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for the purchase of the freehold?
You certainly can. We are happy to put you in touch with a Clayhall conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Clayhall residence is 59 & 59a Clarendon Gardens in February 2014. The Tribunals valuation for the freehold was £30,073.00 The remaining number of years on the lease was 65 and 61.
What is the reason for my property lawyer requiring various items of ID before I can proceed with selling or purchasing a property in Clayhall?
Clayhall property lawyers are duty bound by the Law Society, Solicitors Regulation Authority, the Land Registry and current AML Regulations to record that the have checked the identity of their clients. It will also be a condition of your bank if you are obtaining a mortgage. In addition they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, NI number and date of birth.