My IFA has asked me for my Clayhall solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have e-mailed my local Clayhall office but they have not responded to me.
Have you tried contacting your Clayhall solicitor about this?. Most Clayhall law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
I require conveyancing for a flat in a relatively new development (five years built) in Clayhall. Almost all the appartments have already been disposed of. Do I need carry out the neighbourhood searches as part of conveyancing in Clayhall?
You would be taking a significant risk in not carrying out Clayhall conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that your conveyancer conducts them. Where accelerating the process and driving down costs are top of your issues you should consider with your lawyer about the options such as lack of search insurance available to you
We are buying a flat and need a conveyancing solicitor in Clayhall who is on the UBS solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Clayhall.
I am buying a new build flat in Clayhall. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Clayhall you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Clayhall.
This question may be naive but I am unexperienced as FTB of a ground floor flat in Clayhall. Do I pick up the keys to the house on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Clayhall?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's lawyers, and once they have received this, you will be invited to collect the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
We are getting a further advance on our home loan from Skipton as we wish to carry out improvements to our property in Clayhall. Are we obliged to choose a bricks and mortar Clayhall solicitor on the Skipton conveyancing panel to handle the legals?
Skipton would not normally require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton list.
Intending to buy a apartment in Clayhall. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clayhall solicitor is on the Santander conveyancing panel.
I'm buying a new build house in Clayhall benefiting from help to buy. The builders refused to reduce the amount so I negotiated 6k of additionals instead. The sale representative told me not reveal to my solicitor about this side-deal as it will affect my loan with Barnsley Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.