The Little Ilford conveyancing firm handling our Little Ilford conveyancing has spotted an inconsistency between the information in the valuation survey and what is in the title deeds. My lawyer has advised that he is obliged to ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s stance correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Completed the sale of my flat in Little Ilford last August yet the purchaser is whats apping every few hours to moan that his solicitor needs to hear from myconveyancer. What are the post completion sale legalities following completion?
After completion of your sale your lawyer should forward the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also send confirmation that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion tasks just for conveyancing in Little Ilford.
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Little Ilford. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
We are selling our home in Little Ilford and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Little Ilford conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing practice as opposed to a conveyancing solicitor in Little Ilford. Having lived in Little Ilford for 4 years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I bought my home on 6 September and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Little Ilford said it will be concluded in less than a month. Are transfers in Little Ilford particularly slow to register?
There is nothing unique when it comes to conveyancing in Little Ilford registration formalities. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any 3rd persons or bodies. Currently approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Registration takes place once the new owner is living at the premises thus 'speed' is not usually primary concern but if there is a degree of urgency associated with the registration then you or your solicitor can speak with the land registry and explain the circumstances.
Given that I will soon part with 450k on a terraced house in Little Ilford I wish to talk to a conveyancer concerning theconveyancing ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer due to be conducting your property ownership legalities in Little Ilford.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Little Ilford should be the amount on the final invoice that you end up paying.