Are the BSA intent on creating a online directory to list firms on the Earl Shilton BS conveyancing panel for example in Sittingbourne?
We would not expect to be advised of any plans on the part of the BSA to promote such a search facility.
I'm purchasing my first flat in Sittingbourne with a mortgage from Barclays . The sellers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not disclose to my solicitor about the deal as it would adversely affect my mortgage with Barclays . Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I search for a Sittingbourne solicitor on the HSBC Bank conveyancing panel? I am a keen cyclist and am prepared to travel upto 25miles to meet the solicitor.
Feel free to make use of the tool on this website. Please select a bank and your location and you will see a number of Sittingbourne conveyancing lawyers locally. We have listed some Sittingbourne conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the HSBC Bank panel
We're new on the property ladder - had an offer accepted, but the selling agent advised that the vendor will only issue a contract if we instruct the agent's preferred conveyancers as they are insisting on an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Sittingbourne
It is unlikely the sellers are driving this. Should the vendor want ‘a quick sale', taking such a hostile approach to a genuine buyer is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they understand (a)you are motivated purchasers (b)you are ready to progress, with finances in place © you have nothing to sell (d) you wish to move quickly (e)but you are going to instruct your own,trusted Sittingbourne conveyancing lawyers - not the ones that will give the negotiator at the agency a introducer fee or achieve conveyancing figures pre-set by head office.
Planning to exchange soon on a basement flat in Sittingbourne. Conveyancing lawyers assured me that they are sending me a report on Monday. What should I be looking out for?
Your report on title for your leasehold conveyancing in Sittingbourne should include some of the following:
Do you need to have carpet in the flat or are you allowed wood flooring? You should be sent a copy of the lease What options are available to the landlord where you breach a clause of your lease? The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. The physical ownership of the demise. This could be the flat itself but could also incorporate a roof area or basement if appropriate.
Leasehold Conveyancing in Sittingbourne - Sample of Questions you should ask Prior to buying
Is the freehold owned jointly by the tenants? Who manages the building? It would be sensible to discover as much as possible about the managing agents as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to daily issues like the tidiness of the common parts. Enquire of other people what they think of their management. On a final note, investigate as to the dates that the maintenance charges are due to the managing agents and specifically what you get for your money.
I am in the process of purchasing my 1st property in Sittingbourne. Conveyancing practitioner already instructed. The financial consultant advised that a survey is not necessary as the property was only constructed in 2002.
At the very least you should order a Home Buyer's Report. As the property was built over a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report may suffice. The report should highlight any apparent problems and suggest additional investigation if relevant. If there are any signs of material issues obtain a comprehensive Building Survey from the beginning.