Finally, a mortgage offer from NatWest for the remortgage of my 4 room maisonette is due by the end of next week. Can you propose a low cost conveyancing lawyer in Sittingbourne?
You have arrived at the wrong place to search for cut-price fees for conveyancing in Sittingbourne. Our aim is to provide value for money conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies offering £99 conveyancing in Sittingbourne. At best, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you with a surprising uplift in additional fees and still not get the service expected.
My son-in-law is about to exchange on a new build apartment in Sittingbourne with a mortgage from UBS. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the UBS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the UBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I own a renovated Georgian property in Sittingbourne. Conveyancing solicitor represented me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sittingbourne and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who carried out the work.
Given that I am about to spend £400,000 on a garden flat in Sittingbourne I would like to have a conversation with the conveyancer regarding thehouse move before giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your conveyancing in Sittingbourne.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Sittingbourne should be the figure that you end up paying.
All being well we will complete our sale of a £350,000 flat in Sittingbourne in 10 days. The freeholder has quoted £372 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Sittingbourne?
Sittingbourne conveyancing on leasehold flats nine out of ten times results in administration charges invoiced by freeholders :
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Answering conveyancing due diligence enquiries
Where consent is required before sale in Sittingbourne
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Leasehold Conveyancing in Sittingbourne - A selection of Questions you should consider before Purchasing
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It would be wise to enquire if there are any onerous prohibitions in the lease. For example it is reasonably common in Sittingbourne leases that pets are not allowed in certain buildings in Sittingbourne. If you like the flatin Sittingbourne but your cat is not allowed to live with you then you will be faced difficult decision. How long is the Lease? What is the name of the managing agents?
We are about to complete buying a property in Sittingbourne but as a consequence of damage from the recent storms I have negotiated compensation from the vendor of four thousand pounds taking the form of a reduction in the price. This was going to be addressed as part of the conveyancing process yet my lender will not permit this. Why were they informed?
The conveyancing practitioner that is on a lender conveyancing panel is obliged to advise the mortgage company of any changes to the sale amount. If you were to refuse your lawyer to report the reduction to your lender then they would have no choice but to discontinue representing you and the mortgage company.