We went with a high street lawyer for our conveyancing in Sittingbourne yesterday. Upon checking the fine print I noteI am liable for charges even where the transaction does not complete. Should I ditch them and choose an internet firm promoting no completion no charge conveyancing in Sittingbourne?
Generally there is a concession along the lines that if "No Sale No Fee" is offered then the fee levels will tend to be be higher to cover those transactions that do not proceed. You should be mindful that such deals tend not to cover disbursements for instance Sittingbourne conveyancing search fees.
We are due to complete buying a house in Sittingbourne but as a result of wreckage from the recent storms I have was able negotiate recompense from the current proprietors in the sum of £3k taking the form of a adjustment in the price. I had intended this to be addressed as part of a side agreement however Coventry BS will not agree to this. Why were they informed?
Any property lawyer that is on the Coventry BS approved list is obliged to inform Coventry BS of any amendments to the purchase price. If you were to refuse your solicitor to disclose the price change to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new lawyer for your conveyancing in Sittingbourne.
My Conveyancer in Sittingbourne is not listed on the Aldermore Conveyancing Panel. Can I still continue with my prefered solicitor even though they are not on the Aldermore panel?
Your options are as follows:
- Complete the purchase with your preferred Sittingbourne lawyers but Aldermore will need to retain a conveyancer on their panel. This will inevitably rack up the overall legal fees and result in frustration.
- Find an alternative practitioner to act in the purchase, remembering to check they are Persuade your conveyancer to do everything within their powers to join the Aldermore conveyancing panel
Can you point me to a directory of Virgin Money panel solicitors in Sittingbourne on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings open the public online. If you are seeking to appoint a Sittingbourne conveyancer on the Virgin Money please make the most of our facility.
I have a mortgage with Santander for my property in Sittingbourne. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval prior to letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel firm.
I am selling my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nottingham are being problematic. The Sittingbourne solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Just had an offer accepted on a new build apartment in Sittingbourne. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Sittingbourne
-
Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
What tools are available to search for a Sittingbourne conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 20kilometers to meet the conveyancer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Sittingbourne and you will see a number of lawyer located nearest Sittingbourne. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.