Do the conveyancing solicitors revealed via your ’find a lawyer’ tool perform right to buy conveyancing in Sittingbourne?
We have identified a variety of conveyancing lawyers who can handle right to buy transactions Do call us to get a conveyancing quote.
I own a freehold premises in Sittingbourne but nevertheless pay rent, why is this and what is this?
It is rare for properties in Sittingbourne and has limited impact for conveyancing in Sittingbourne but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
My husband and I are hoping to buy a newbuild apartment in Sittingbourne with a loan from Coventry Building Society.We like our Sittingbourne conveyancing solicitor but Coventry Building Society says he's not on their "panel". It seems we have no choice but to instruct a Coventry Building Society panel lawyer or retain our preferred solicitor and pay for a Coventry Building Society panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Coventry Building Society use our lawyer?
Unfortunately,no. The mortgage issued to you contains terms and conditions, a common one being that solicitors will be on the Coventry Building Society conveyancing panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Coventry Building Society
Due to the guidance of my in-laws I had a survey completed on a house in Sittingbourne ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks may not issue a mortgage on such a house.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sittingbourne. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm converting the mortgage on my existing home to a BTL loan with Accord Mortgages Ltd and I will use the ballance of the raised equity towards further property. The neighborhood we are looking at is Sittingbourne. Will your solicitors be able to act for both sets of mortgage companies and tie in the transactions?
Make use of our search tool on this page to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are your solicitor will be able to tie up the two conveyancing matters but you should talk with you solicitor and make clear your desired outcome and requirements.
Is it the case that all Sittingbourne property lawyers on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can pop into your local bank branch in Sittingbourne. Chances are that they can recommend conveyancing solicitors in Sittingbourne