My fiance and I are intent on buying a leasehold flat in North Ockendon. My Conveyancer is not on the bank solicitor list. Can I still continue with my North Ockendon conveyancing solicitor even though they are not on the lender approved list?
You have numerous choices open to you here
- Proceed with your existing North Ockendon conveyancer but your lender will need to retain a lawyer on their approved list. The net result is additional fees together with likely frustration.
- Choose a new solicitor to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Appeal to your conveyancer to seek to join the bank panel
What does my ID and proof of funds have anything to do with my conveyancing in North Ockendon? Why is this being asked of me?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you are required to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you refuse to supply ID verification documents, your lawyer would not be able to accept instructions from you.
We are due to move home in May. Should my conveyancing solicitor update the removal company on the day of completion. As an aside, can you put forward a removal company in North Ockendon. Conveyancing lawyer was found before I stumbled across this page.
On the day of completion you can pick up the house keys from the selling agent however this can only occur after the vendors lawyers advise the agent that the monies to complete are in and the keys can be handed over. You can tell the removal men that they can start moving you in. We do not suggest a specific removal organisation but can assist you in finding a residential property solicitor in North Ockendon or a solicitor that specialises in conveyancing in North Ockendon.
We expect to receive a OIP from Lloyds this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Lloyds recommend any North Ockendon solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?
You will need to appoint North Ockendon solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a North Ockendon solicitor on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
What will a local search reveal about the house my wife and I buying in North Ockendon?
North Ockendon conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search plays an important role in most North Ockendon conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
About to purchase a new build apartment in North Ockendon. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in North Ockendon
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
How simple is it to switch solicitor as I have to choose one who is on the Alliance & Leicester conveyancing list. I was using a high street conveyancing solicitor in North Ockendon round the corner but he is not approved by Alliance & Leicester
It would be our pleasure to assist you select a conveyancing solicitor in North Ockendon on the Alliance & Leicester panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in North Ockendon. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in North Ockendon.