My wife and I are hoping to buy a 3 bedroom apartment in North Ockendon with a mortgage. We have a North Ockendon solicitor, however the lender advise she’s not on their "panel". We have to appoint one of the lender panel solicitors or continue with our North Ockendon property lawyer and pay for one of their panel ones to act for them. We regard this is unjust; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your North Ockendon conveyancing solicitor to apply to be on the conveyancing panel.
We just had an offer accepted to purchase with Earl Shilton BS. I went into 3 or 4 high street solicitors yet cant to find a North Ockendon conveyancing firm on the Earl Shilton BS approved list. Could you assist?
You should make the most of the search tool on this site. Please choose the mortgage company and type North Ockendon or your preferred area and you will discover numerous solicitors offices in North Ockendon or near you.
I have been told that property searches are a common reason for stalling in North Ockendon conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of slowing down conveyancing in North Ockendon.
How does conveyancing in North Ockendon differ for newly converted properties?
Most buyers of new build residence in North Ockendon approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because developers in North Ockendon tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in North Ockendon or who has acted in the same development.
What makes your site different to other online quote calculators when it comes to conveyancing in North Ockendon?
At this site obtain a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in North Ockendon. As opposed to estate agents and brokerage sites we do not operate referral arrangements with solicitors. Some agents and online brokers 'recommend' solicitors paying the most commission, as opposed to the best value conveyancing in North Ockendon
As co-executor for the estate of my uncle I am disposing of a house in Swansea but live in North Ockendon. My solicitor (approximately 200 miles awayhas requested that I execute a stat dec prior to completion. Can you recommend a conveyancing practitioner in North Ockendon who can attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in North Ockendon