I am purchasing a flat and require a conveyancing solicitor in North Ockendon who is on the HSBC Bank solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as North Ockendon. We dont recommend any particular firm.
Me and my partner are purchasing a property in North Ockendon. It might be a silly question but how we can trust a conveyancer? At some point we have to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have been told by my solicitor that flying freehold insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in North Ockendon?
The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a North Ockendon property lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
What does a local search inform me about the property we're purchasing in North Ockendon?
North Ockendon conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search plays an important role in many a North Ockendon conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in North Ockendon 4 years ago no longer exist. What are my next steps?
In today’s world there are duplicates made of almost everything, and your lawyer will be aware precisely where to locate all the appropriate documentation so you can purchase or sell your house without a hitch. If copies can’t be located, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on your property.
Due to the input of my in-laws I had a survey completed on a property in North Ockendon prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders may refuse to give a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in North Ockendon. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the words cheap conveyancing in North Ockendon it reveals many solicitorsin the area. With so much choice what is the best way to find the suitable solicitor for the sale of my house?
The ideal way of finding a suitable conveyancer is through a trusted recommendation, so enquire of friends and those you trust who have acquired a property in North Ockendon or the local estate agent or financial adviser. Costs for conveyancing in North Ockendon differ, so it's sensible to secure at least three fee calculations from different solicitors. Make sure that you know that the fees are fixed.