We decided to purchase a newbuild flat in West Thurrock with a loan from Nottingham Building Society.We have a West Thurrock conveyancing solicitor but Nottingham Building Society says he's not listed on their approved list of firms. It seems we have little choice but to instruct a Nottingham Building Society panel firm or keep our high street solicitor and fork out for a Nottingham Building Society panel lawyer to act for them. This seems very unfair; Can we not simply insist that Nottingham Building Society use our lawyer?
No, not really. The home loan offered to you contains terms and conditions, one of which will be that conveyancers will be on the Nottingham Building Society approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Nottingham Building Society
Me and my partner are purchasing a flat in West Thurrock. I might seem paranoid but how we can trust a lawyer? On completion day we will need to put our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
There are numerous conveyancing solicitors in West Thurrock but how do I know who's good?
Do not opt for the cheapest West Thurrock conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am purchasing a property in West Thurrock. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
As your lender is Clydesdale your lawyer must check the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease does not satisfy these provisions. The provisions relate to the installation of panels on properties nationwide and is not isolated to West Thurrock.
My relative suggested that if I am buying in West Thurrock I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard West Thurrock conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about West Thurrock around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data regarding West Thurrock.
I used Wolstenholmes a few years past for my conveyancing in West Thurrock. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Thurrock of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are novice buyers - had an offer accepted, but the agent informed us that the seller will only go ahead if we use the agent's recommended lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a family solicitor used to conveyancing in West Thurrock
We suspect that the seller is unaware of this demand. If they want ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your preferred West Thurrock conveyancing lawyers - not the ones that will provide their negotiator at the agency a introducer fee or achieve conveyancing figures pre-set by senior management.
How much should conveyancing in West Thurrock cost?
Almost all West Thurrock conveyancing practices will charge a set fee. Where additional work become due during the transaction your property lawyer is obliged disclose to you in writing of such extra fees for any work immediately it becomes foreseeable. Some work on a no move no fee basis, others will levy an bill for a fraction of the agreed charges, according to the stage at which the transaction falls through.
We would recommend that you ask various practices to give you a quotation.