Much to our surprise we have been advised by our lender that my Wennington lawyer is not on the mortgage company Solicitor panel. What can I do to be certain if this is indeed the case?
Your first step should be to call your Wennington conveyancer. You lawyer should advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Can your site be used to locate a Conveyancing solicitor in Wennington even if I’m not purchasing or disposing of a house, for instance where I intend to buy an office in Wennington with a mortgage from Santander?
The service is predominantly used to help choose domestic conveyancing solicitors in Wennington but we have recorded at the end of this page some Wennington commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they can also act for Santander
I happen to be the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the house in Wennington. The Wennington property was put into my name in June. I want to move. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be treated the same way as if I'd bought the property in June. Is the property unsalable for six months?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view banks take of it, depend on the lender as this requirement is chiefly there to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
We expect to receive a OIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Wennington solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Wennington solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
After months of negotiation I have agreed a price on a house in Wennington. My financial adviser suggested a conveyancer. I paid an on account payment of £200. A few days later, the solicitor contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I require expedited conveyancing in Wennington as I have a deadline to exchange contracts in less than 4 weeks. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Wennington the following are examples of issues that can arise and therefore affect the marketability of the property: Enforcement Actions, Overdue Charges, Outstanding Grants, Unadopted Roads,...
My wife and I own a semi-detached Georgian house in Wennington. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wennington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who conducted the work.
Our conveyancing in Wennington is completing on Friday, but the person I am buying from has asked to move out the next day at noon. Do I accept such a idea?
Where you need a mortgage then your property lawyer will demand that you have vacant possession on Friday - the lending institution will compel it.