Do the Building Society Association intend to launch a search tool with a view to list firms on the Coventry BS conveyancing panel for example in Purfleet?
We are not aware of any intention on the part of the BSA to develop such a search facility.
Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Purfleet. Do I pick up the keys to the house on the completion date from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in Purfleet?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s solicitors, and once they have received this, you will be able to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
When it comes to lenders such as Barclays, do Purfleet property lawyers face a yearly amount to be on the list of approved solicitors?
We are not aware of any lender fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Purfleet solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Purfleet postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Purfleet.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Purfleet I like with open areas and station nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Purfleet suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term may be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
I'm remortgaging my primary home to a buy to let mortgage with Godiva Mortgages Ltd and intend to use the remaining equity as a deposit on another house. The neighborhood we are interested in is Purfleet. Will your solicitors be able to act for both sets of banks and link together the conveyances?
Make use of our comparison tool on this site to ensure that the conveyancers are approved by both banks. On the basis that they are your lawyer should be able to connect the two conveyancing matters but you should have a chat with you solicitor and communicate your expectations and requirements.
In my capacity as executor for the will of my grandfather I am selling a house in Neath but I am based in Purfleet. My solicitor (based 200 kilometers awayhas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Purfleet to attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Purfleet based
I have read on numerous online forums that when selecting a conveyancing firm they need approved by your mortgage company. This is my first home move but I have an AIP from Virgin Money and I already have a high street conveyancing lawyer in Purfleet in place. Can HSBC require an approved conveyancer to be selected? If so, where can I find that list for my conveyancing in Purfleet?
You should use a solicitor that is on the HSBC panel. Just call your preferred Purfleet conveyancing solicitor to check if they are on the HSBC panel. If they are not on the panel you have numerous alternatives available to you here:
- Proceed with your existing Purfleet conveyancer but HSBC will no doubt instruct a property lawyer from their approved panel. This will result in additional charges together with likely frustration.
- Choose a new solicitor to act in the purchase, not forgetting to check that they are on the HSBC conveyancing panel.
- Convince your property lawyer to apply to join the mortgage company panel.