Please help. My Purfleet lawyer is informing me me that she is duty bound toorder Purfleet conveyancing searches due to the fact thatthe firm are on the Nat Westapproved lawyer panel. Do I not have a choice here?
You have limited options available to you. Given that you are taking out a loan with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Purfleet conveyancing searches.
Should my lawyer be making enquiries concerning flooding during the conveyancing in Purfleet.
Flooding is a growing risk for solicitors conducting conveyancing in Purfleet. Some people will purchase a property in Purfleet, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to give advice on flood risk, however there are a number of checks that can be initiated by the buyer or on a buyer’s behalf which should figure out the risks in Purfleet. The conventional set of information sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the vendor to find out whether the property has suffered from flooding. In the event that the residence has been flooded in past and is not notified by the seller, then a purchaser may issue a compensation claim resulting from an inaccurate reply. A purchaser’s conveyancers should also carry out an environmental report. This will disclose if there is any known flood risk. If so, further investigations will need to be initiated.
My wife and I own a 4 bedroom Edwardian house in Purfleet. Conveyancing solicitor represented me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Purfleet and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
I'm buying a new build house in Purfleet with a loan from TSB. The sellers would not budge the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not reveal to my conveyancer about the extras as it could put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We expect to complete the sale of our £300,000 flat in Purfleet next Thursday. The landlords agents has quoted £384 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Purfleet?
For the majority of leasehold sales in Purfleet conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Completing pre-contract enquiries
Where consent is required before sale in Purfleet
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Despite our best efforts, we have been unsuccessful in trying to purchase the freehold in Purfleet. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most certainly. We are happy to put you in touch with a Purfleet conveyancing firm who can help.
An example of a Lease Extension decision for a Purfleet flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case affected 13 flats. The unexpired lease term was 76 years.
We today discovered that one of the directors of the solicitors undertaking the purchase conveyancing in Purfleet is an aunty of the seller. Is this allowed?
On the basis that there is no conflict of interest this is permitted. Where you are needing mortgage finance then the mortgage company may have a say as many banks have specific instructions on this. For example for Halifax Loans as of 21/12/2025, the requirements read as follows :