Find a Lender-Approved Local Conveyancer in Kingswood

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Kingswood does not necessarily mean low quality - but the odds are stacked against you

Logical reasons to use our service to help you choose a high street conveyancing solicitor in Kingswood

  • 1 Cut price packages from online conveyancers might seem attractive. However, these organisations are often located hundreds of kilometers away with little understanding of the factors that affect property transactions in Kingswood
  • 2 Solicitors that specialise in conveyancing in Kingswood regularly deal withlocal issues specific to Kingswood and therefore you may benefit from better guidance and expeditious conveyancing.
  • 3 There is a distinct possibility the the lawyers for the other party are located in Kingswood - if so sets of conveyancers are likely to have worked on conveyancing matters in the past
  • 4 Over the years Kingswood lawyer have developed excellent connections with Kingswood local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of dealing with your conveyancing in Kingswood.
  • 5 The mark of a good conveyancing solicitor in Kingswood is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the high standards of professionalism you would hope for.

Examples of recent conveyancing in Kingswood since April 2021*

Recently asked questions about conveyancing in Kingswood

I have just been advised by my broker that my Kingswood lawyer is not on the bank Solicitor panel. How can I be certain whether this is indeed the case?

The sensible course of action for you to take is to call your Kingswood lawyer directly. You lawyer should inform you what has happened. Where they are not on the panel they may recommend you to a Kingswood conveyancing practice that is on the approved list of lawyers for your lender.

Can you clarify what the consequences are if my solicitor is removed from the TSB Conveyancing panel ahead of completing my conveyancing in Kingswood?

The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

What does a local search inform me about the property my wife and I purchasing in Kingswood?

Kingswood conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for example PSG The local search is essential in every Kingswood conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

I am looking for a ground for flat up to £195,000 and identified one round the corner in Kingswood I like with open areas and transport links nearby, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Kingswood in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a home loan that many years will be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.

How simple is it to use the search app to find a conveyancing solicitor in Kingswood on the approved list for my bank?

Step one is to select a mortgage company such as National Westminster Bank, Barnsley Building Society or Bank of Ireland then specify your location such as Kingswood. Conveyancing practices in Kingswood and across England and Wales should be identified.

Can you provide any advice for leasehold conveyancing in Kingswood from the perspective of expediting the sale process?

  • A significant proportion of the delay in leasehold conveyancing in Kingswood can be bypassed if you appoint lawyers the minute you market your property and request that they start to put together the leasehold documentation which will be required by the buyers’ lawyers.
  • A minority of Kingswood leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should notify your estate agents to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference will need to confirm that the buyers are able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. If you are supposed to have a share in the Management Company, you should ensure that you hold the original share certificate. Arranging a re-issued share certificate can be a lengthy formality and frustrates many a Kingswood home move. If a duplicate share certificate is necessary, do contact the company officers or managing agents (if relevant) for this sooner rather than later. Many freeholders or Management Companies in Kingswood levy fees for providing management packs for a leasehold property. You or your lawyers should find out the fee that they propose to charge. The management information sought as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent reason for delay in leasehold conveyancing in Kingswood.

Kingswood Leasehold Conveyancing - A selection of Queries Prior to Purchasing

    The best form of lease arrangement is if the freehold interest is owned by the leaseholders. In this scenario the tenants enjoy being in charge if their destiny and although a managing agent is frequently employed where the building is bigger than a house conversion, the managing agent employed by the leaseholders. How many of the leaseholders are in arrears for their maintenance charge payments? You should be aware that where the lease has fewer than 80 years it will affect the value of the flat. Check with your mortgage company that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and it is worth discovering what this would cost. Remember, in most cases you would need to own the residence for two years in order to be legally able to exercise a lease extension.

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Commercial Conveyancing solicitors in Kingswood regulated by the SRA

The list below is a small selection of solicitors in Kingswood practicing in commercial conveyancing in Kingswood. This should include advice on re-mortgaging commercial property
  • Loxley Solicitors Limited, Langford Mill, Charfield Road, Kingswood, Wotton-under-Edge, Gloucestershire, GL12 8RL
  • Beaufort Montague Harris, Old Bank House, 79 Broad Street, Chipping Sodbury, Bristol, South Gloucestershire, BS37 6AD

What to expect from a Licensed Conveyancer for conveyancing in Kingswood?

Licensed Conveyancers specialise in the legalities surrounding buying and selling property and cover conveyancing countrywide as well as Kingswood. When instructing a Licensed Conveyancer regulated by the CLC, you can expect:
  • Have an honest and lawful service.
  • Have a high standard of legal services.
  • Have your transaction dealt with using care, skill and legal competence.
  • Enjoy the benefit of a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your specific requirements.
  • Not feel discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should you make a complaint.
  • Enjoy the benefit of a swift, independent and comprehensive service where making a complaint about your conveyancing in Kingswood about your conveyancing in Kingswood.

Conveyancing in Kingswood is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from the appropriate parties
  • Checking the title unregistered or registered
  • Undertaking Kingswood conveyancing searches with respect to the title
  • Assessing draft contract and other papers supplied by the seller’s conveyancer
  • Submitting questions with the seller’s conveyancer
  • Negotiating the purchase contract
  • Analysing replies prepared by the owner to pre-exchange enquiries
  • Negotiating a Transfer Deed for completion
  • Guiding the buyer in respect of the mortgage offer: (if relevant)
  • Preparing and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Completing and submitting to HMRC the appropriate stamp duty forms and payment
  • Dealing with the registration procedures for the buyer and the mortgage (where appropriate) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.