Do the conveyancing solicitors listed on your site conduct conveyancing in Stonehouse by way of an attended exchange?
We do have a number of conveyancing experts carrying out 24hr exchanges. You should e-mail us to obtain a conveyancing quote and details as to availability.
Having sold my house in Stonehouse last July but my buyer keeps e-mailing daily to moan that their lawyer needs to hear from mine. What should my lawyer have done now that I have sold?
Following your sale your solicitor is obliged to send the transfer documentation and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer must also evidence that the home loan has been discharged to the buyers lawyers. There are no post completion formalities peculiar conveyancing in Stonehouse.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Stonehouse so that I can pop in to their offices if required.
As opposed to ten years ago, the vast majority lenders no longer need their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to provide identification documents and there are still distinct advantages to instructing a locally based solicitor, in your situation a conveyancing solicitor in Stonehouse.
Are all Stonehouse Conveyancing Quality Solicitors on the UBS conveyancing list of approved firms?
Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.
I have decided to exercise my right to buy my property in Stonehouse off the council. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
The formalities of my purchase has taken place for my property in Stonehouse. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What can a local search reveal about the property my wife and I purchasing in Stonehouse?
Stonehouse conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search is essential in every Stonehouse conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
I decided to have a survey completed on a property in Stonehouse prior to retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders will not give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stonehouse. Conveyancing will be smoother if you use a solicitor in Stonehouse especially if they regularly deal with such properties in Stonehouse.