I am nearing exchange of contracts for my home in Frampton on Severn and the EA has just e-mailed to say that the buyers are switching law firm. The reason given is that the lender will only deal with solicitors on their conveyancing panel. On what basis would a major mortgage company only engage with certain lawyers rather the firm that they want to choose for their conveyancing in Frampton on Severn ?
Mortgage companies have always had panels of law firms that can represent them, but in the past few years big names such as Santander, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for decades.
Banks blame a rise in fraud by way of justification for the pruning – criteria have been tightened as a smaller panel is easier to oversee. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are unlikely to have any impact on this.
I have 70 years remaining on my lease and need a lease extension for my flat in Frampton on Severn. Conveyancing solicitors on the Virgin panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/12/2025 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Frampton on Severn
Two types of professional can execute conveyancing in Frampton on Severn namely licenced conveyancers or solicitors. The two can provide the legal services that you need to complete the disposal or purchase of property. They are both required to conduct Frampton on Severn conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that all requirements and steps will be accurately attended to.
I am purchasing a victorian detached house in Frampton on Severn. The intention is to an extension at the rear at the property.Will legal conveyancing on the property include enquiries to ascertain if these works are allowed?
Your solicitor should check the deeds as conveyancing in Frampton on Severn will sometimes identify restrictions in the title documents which restrict certain alterations or require the permission of a 3rd party. Many extensions require local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
My partner and I have arranged the release of further monies on our home loan from Skipton as we want to conduct alterations to our property in Frampton on Severn. Do we need to appoint a high street Frampton on Severn solicitor on the Skipton conveyancing panel to deal with the paperwork?
Skipton do not ordinarily instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
I acquired my flat on 10 April and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Frampton on Severn advises it should be recorded in a couple of weeks. Are transfers in Frampton on Severn particularly slow to register?
As far as conveyancing in Frampton on Severn registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether it is in order and if the Land registry need to notify any third parties. At present approximately 80% of such applications are fully dealt with in less than three weeks but some can be subject to extensive delays. Registration is effected after the purchaser is living at the property so 'speed' is not usually top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.
I'm buying a new build house in Frampton on Severn benefiting from help to buy. The developers would not reduce the price so I negotiated 6k of additionals instead. The house builders rep advised me not reveal to my solicitor about this deal as it could jeopardize my loan with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Been looking for a property lawyer for leasehold sale conveyancing in Frampton on Severn. I'm selling, uncomplicated no mortgage to redeem, no rush, currently empty. Got a quote from a lawyer for £800 excluding VAT which is a little expensive given that its so straightforward. Is it possible to find less expensive fees for conveyancing in Frampton on Severn?
As it’s a sale only, £450 + VAT is likely to be about the best for a Frampton on Severn solicitor firm.