is it true that all Nailsworth solicitors on the Aldermore conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
About to purchase maisonette in Nailsworth. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Nailsworth property lawyer is on the Lloyds conveyancing panel.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Nailsworth solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Nailsworth postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Nailsworth.
I have been told that property searches are the primary cause of stalling in Nailsworth house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Nailsworth.
I acquired my house on 7 February and the transaction details is yet to be registered. Need I be worried? My conveyancing solicitor in Nailsworth said it would be recorded in a couple of weeks. Are properties in Nailsworth particularly slow to register?
There is nothing unique when it comes to conveyancing in Nailsworth registration formalities. As opposed to being determined by geographic area, timeframes can differ according to who lodges the application, whether there are errors and whether the Land registry communicate with any interested persons or bodies. As of today in the region of 80% of such applications are fully addressed within 12 days but some can be subject to extensive hold-ups. Historically registration takes place once the purchaser is living at the property therefore 'speed' is not usually an essential issue but if there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, no chain conveyancing. Nailsworth is where the house is located. Is there any advice you can impart?
Flying freeholds in Nailsworth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Nailsworth you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Nailsworth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend lawyers offering no-sale-no costs for non-domestic conveyancing in Nailsworth for under £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Nailsworth, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. As for the charges this will depend on the structure and terms of the deal. Please provide us with your contact information or phone us so that we can furnish you with comprehensive commercial conveyancing quote.
I am one month into a residential purchase having been recommend to conveyancers by the local agent to perform conveyancing in Nailsworth. We are not happy. Could you help me find new lawyers?
A solicitor would have to be really bad in order to consider changing them. Has your loan offer been issued? In the event that it has you must advise them of the new conveyancer and ensure the loan are re-sent. The conveyancer needs to be on the lenders approved list to avoid escalating fees and delays. That should be your first question of the new solicitors. The search tool will help you find a lender approved conveyancer for your home move in Nailsworth