I am selling my home in Dursley. Will the conveyancing practitioner need to be on the RBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I am due to move property in June. Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you put forward a removal company in Dursley. Conveyancing lawyer was chosen prior to coming across your website.
On the afternoon of completion you can collect the house keys from your estate agent however this should only take place when the vendors lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be released. Subsequently you can tell the removal men that they can start moving you in. We are not in a position to suggest a specific removal organisation but can help you locate a conveyancing in Dursley or a lawyer with expertise in conveyancing in Dursley.
I am the sole beneficiary of my late grandmother’s estate and I have everything in my name alone, including the house in Dursley. The Dursley property was put into my name in March. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the property in March. Do I have to wait half a year to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Some lenders would take a sensible view as this clause is primarily there to pick up on subsales or the quick reselling of properties.
My wife and I are in the throws of viewing flats in Dursley and I am about to put in an offer. Is it sensible to have my conveyancing practitioner on ‘stand by’? I will be getting a home loan with Coventry BS.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are seeking a mortgage with Coventry BS, ask your prospective lawyers if they are on the Coventry BS conveyancing panel otherwise they can't do the mortgage legal work.
My partner and I are selling our home in Dursley and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Dursley. Having lived in Dursley for three years we know that this is a non issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I moved into my home on 8 March and my personal details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Dursley advises it would be dealt with in a couple of weeks. Are properties in Dursley particularly slow to register?
There is nothing unique when it comes to conveyancing in Dursley registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry communicate with any other parties. As of today in the region of 80% of such applications are completed within two weeks but occasionally there can be protracted delays. Historically registration occurs after the purchaser has moved in to the premises therefore 'speed' is not usually top priority yet where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
My wife and I purchased a leasehold house in Dursley. Conveyancing and Barclays Direct mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Dursley who acted for me is not around. Do I pay?
First contact the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a Dursley conveyancing lawyer to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Dursley Conveyancing for Leasehold Flats - Examples of Queries before buying
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Please tell me if there are any major works anticipated that will likely increase the service charges? Its a good idea to find out as much as you can concerning the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to practical issues such as the cleanliness of the communal areas. Enquire of other tenants whether they are happy with their management. Finally, investigate as to the dates that the service charges are due to the managing agents and specifically how they are spending that money. Are any of leasehold owners in dispute over their service charge payments?
My lawyers in Dursley have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the lender. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.