My mortgage broker requires my Dursley law firm’s panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Dursley office but they cant find it on their system.
Have you tried speaking to your Dursley property lawyer about this?. They maintain a central record lender panel numbers.
Our solicitor has uncovered a a legal deficiency with the lease for the apartment we are purchasing in Dursley. The seller’s lawyers have put forward defective title insurance as a workaround. We are content with insurance and will pay for it. Our conveyancer says that he must ensure that the mortgage company is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the lender are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.
It is a dozen years since I purchased my home in Dursley. Conveyancing lawyers have just been retained on the sale but I can't track down the deeds. Will this cause complications?
You need not be too concerned. First the deeds may be retained by your lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Dursley involves registered property but in the unlikely event that your property is not registered it is more tricky but is resolvable.
Taking into account that I am about to spend hundreds of thousands of pounds on 3 bedroom house in Dursley I wish to have a conversation with the conveyancer regarding thehouse move before appointing the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your property ownership legalities in Dursley.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Dursley should be the figure that you end up paying.
I need to instruct a conveyancing solicitor for sale conveyancing in Dursley. I have stumble upon a site which appears to be the perfect offering If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Can you offer any advice when it comes to choosing a Dursley conveyancing practice to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Dursley conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you speak with two or three firms including non Dursley conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
What volume of lease extensions have they conducted in Dursley in the last year?
Dursley Leasehold Conveyancing - A selection of Queries before buying
Best to be warned whether redecorating or some other major work is due shortly to be shared between the leasehold owners and will dramatically increase the the maintenance charges or result in a one off invoice. Who are the managing agents? How long is the Lease?