I'm in the throws of looking at flats in Dursley and I am now considering a potential offer. Is it advisable to have my conveyancing practitioner on ‘stand by’? I will be getting a home loan with Yorkshire BS.
It would be prudent to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are getting a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.
I am currently in the process of buying my council flat in Dursley. I have a mortgage offer with Bank of Ireland. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
I had an offer accepted on a house in Dursley on 30/12/2022, valuation was booked 2 days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am buying a property and the solicitor has identified Chancel Repair to which the property could be liable because it falls into the area of such a church. He has recommended insurance. Is this strictly required for conveyancing in Dursley
Unless a previous acquisition of the property completed after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Dursley to remain recommending a chancel search and or insurance against a claim.
I have been on the look out for a flat up to £245,000 and identified one near me in Dursley I like with a park and transport links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Dursley in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan the remaining unexpired lease term will be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
I'm remortgaging my existing house to a BTL mortgage with Nottingham Building Society and I will use the rest of the raised equity as a deposit on another house. The neighborhood we are talking about is Dursley. Will your lawyers be able to act for the two mortgage companies and tie in the transactions?
Make use of our search tool on this page to be sure that the lawyers are approved by both lenders. On the basis that they are the solicitor will be able to tie up the two conveyancing matters but you should talk with you conveyancer and make clear your desired outcome and needs.
My husband and I are new to the buying process - had an offer accepted, but the estate agent has warned us that the seller will only move forward if we instruct the agent's recommended lawyers as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Dursley
We suspect that the seller is not behind this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you will continue to use your preferred Dursley conveyancing lawyers - not the ones that will give their estate agent a referral fee or achieve conveyancing figures pre-set by corporate headquarters.
How varied are the property law services that Dursley conveyancing solicitors provide?
For the most part Dursley conveyancing companies can supply a number of legal advice to domestic and agricultural land proprietors, sellers, first time buyers, freeholders and tenants which may include:
House sale conveyancing in Dursley or elsewhere in the country
House purchase conveyancing in Dursley and also around the country
Transfer of property or a share in a property Remortgaging arrangements purchase, disposal and subdivision of land Residential conveyancing using Islamic Mortgages