My fiance and I swapping mortgage lender for our apartment in Heathfield with Co-operative. We have a son 19 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this form unique to the Co-operative conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Co-operative conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Co-operative. This is solely used to protect Co-operative if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Co-operative had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I had intended to instruct a property lawyer in Heathfield for our home move. Our broker has since advised us that our mortgage lenders Barclays won't deal with them. Surely this is unfair competition?
A bank may require a panel conveyancer act for it. You would be expected to bear the cost of this. Do use our database to locate a solicitor to carry conveyancing in Heathfield on the Barclays approved list of solicitors.
What can a local search reveal about the property my wife and I buying in Heathfield?
Heathfield conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search plays an important role in most Heathfield conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
It has been four months following my purchase conveyancing in Heathfield completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How simple is it to change conveyancer as I need to select a firm on the Lloyds TSB Bank conveyancing panel. I hired a family conveyancing solicitor in Heathfield round the corner but he is not accepted by Lloyds TSB Bank
We will our best to assist in finding you a conveyancing solicitor in Heathfield on the Lloyds TSB Bank panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Heathfield. In making use of search facility on this website, you can contrast costs for conveyancing solicitors in Heathfield and beyond.
In my capacity as executor for the will of my uncle I am disposing of a property in Swansea but I am based in Heathfield. My conveyancer (approximately 260 kilometers from merequires that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Heathfield who can attest this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are located in Heathfield