We are selling our house in Heathfield. Does my conveyancing practitioner have to be on the Leeds Building Society conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
We are close to exchanging contracts on the sale of our house in Heathfield and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Heathfield conveyancer would know that there is no such problem. It does beg the question why the buyers used an online conveyancing practice as opposed to a conveyancing solicitor in Heathfield. Having lived in Heathfield for three years we know that this is a non issue. Do we contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
My wife and I have a terraced Edwardian house in Heathfield. Conveyancing solicitor represented me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. Is it worth asking Lloyds TSB Bank to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Heathfield and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.
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I own a leasehold flat in Heathfield. Conveyancing and Aldermore mortgage organised. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Heathfield who acted for me is not around. What should I do?
The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to instruct a Heathfield conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Heathfield Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to buying
How much is the ground rent and service charge? It is important to be aware whether window replacement or some other significant cost is due shortly that will be shared by the leasehold owners and may well dramatically increase the the service charges or result in a one time payment. The prefered form of lease structure is a share of the freehold. In this situation the lessees enjoy control and although a managing agent is frequently retained where the building is bigger than a house conversion, the managing agent employed by the leaseholders.
Can you recommend a solicitor for conveyancing in Heathfield (or within 5klm)? This is for purchase only.My wife and I did have one lined up but just found out that are not on the panel for Barclays.
LenderPanel.com is restricted to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for Barclays in certain areas such as Heathfield . Our intention is not to recommend any particular lawyer.