I was advised today by my broker that my Mayfield lawyer is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
Your first step should be to call your Mayfield lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
We are buying a property and need a conveyancing solicitor in Mayfield who is on the Clydesdale solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Mayfield.
I am remortgaging my flat in Mayfield, does my lawyer have to be on the Coventry BS Solicitor panel?
There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
My partner and I have arranged the release of further monies on our mortgage from Leeds Building Society as we want to carry out improvements to our property in Mayfield. Do we need to choose a local Mayfield solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society would not normally instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society panel.
We have agreed to purchase a house in Mayfield. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire BS be concerned?
As you are obtaining a mortgage with Yorkshire BS your lawyer must check the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Yorkshire BS where a lease does not meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not limited to Mayfield.
Coventry BS have agreed my mortgage in principle, my bid on a apartment in Mayfield has been accepted, what are the next steps?
The estate agent will wish to be advised as to your conveyancing practitioner's details (make sure the property lawyers are on the bank’s approved list). Telephone Coventry BS or your financial adviser and finalise any appropriate forms. Coventry BS will instruct a valuer who will get in contact with the selling agent or vendor to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Coventry BS will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Mayfield.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Mayfield is where the house is located. Can you offer any assistance?
Flying freeholds in Mayfield are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Mayfield you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mayfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We have recently had a bid accepted on our first house in Mayfield, and need to get solicitors instructed. We have made use of the numerous comparison based websites and the fee estimates are from all over the England and Wales. Is it important to have a Mayfield conveyancer local to our potential house? We are willing to do everything electronically, but I assume at some point we will need to attend the conveyancing practitioner's office to sign contracts?
The property lawyer does not have to be in Mayfield, but opting for local means that you can visit their offices if required, by way of example, if a signature is needed urgently. Furthermore, a Mayfield solicitor have established relationships with local agents and (if the vendor has chosen a local conveyancing practitioner) with them, which should help keep things moving faster.