My husband and I are planning to purchase a 3 bedroom flat in Crowborough with a mortgage. We like our Crowborough conveyancer, however the lender says he's not on their "panel". We have to appoint one of the bank panel solicitors or retain our Crowborough property lawyer and pay for one of their panel lawyers to act for them. We regard this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Crowborough conveyancing lawyer to apply to be on the conveyancing panel.
Do banks and building societies provide you with an approved list of Crowborough conveyancing solicitors? How do you know who is on the UBS conveyancing panel?
Crowborough conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
What makes your site different to alternative internet conveyancing brokers for conveyancing in Crowborough?
At this site get a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Crowborough. Unlike many estate agents and many comparison sites we do not operate referral deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the highest kickback, rather than the best value conveyancing in Crowborough
I have been sourcing a conveyancing solicitor in Crowborough for my house move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
You may see presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.
Planning to complete next month on a studio apartment in Crowborough. Conveyancing lawyers inform me that they report fully on Monday. What should I be looking out for?
Your report on title for your leasehold conveyancing in Crowborough should include some of the following:
The physical extent of the property. This will be the property itself but could also include a roof area or basement if applicable. Information as to the provision as set out in the lease to pay service charges - in respect of the block, and the wider rights a lessee has specifics of the parties to the lease, for example these could be the (you), head lessor, landlord Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?
I acquired a split level flat in Crowborough, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Crowborough with over 90 years remaining are worth £195,000. The ground rent is £45 charged once a year. The lease expires on 21st October 2083
You have 63 years remaining on your lease we estimate the premium for your lease extension to be between £16,200 and £18,600 as well as legals.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.
We had our home loan agreed in principle on Tuesday with our lender. We instructed a local conveyancer in Crowborough two days ago. Today, our broker contacted us saying that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As novices, we did not have a clue that the bank had some control over our choice Is this allowed?
You are at liberty to appoint any property lawyer you wish to use including the said conveyancer in Crowborough however if they are not on the your lender's panel you must fork out additional cost so your bank can appoint their own conveyancer too. It may be conceivable that your solicitor may apply to get included on to the mortgage company panel. Do make the most of internet tools such as lenderpanel.com to find a conveyancing solcitor in Crowborough on the lender panel. You can go into your high street lender branch in Crowborough. They will know some good conveyancing solicitors in Crowborough on the panel for your bank.