We wish to acquire a newly converted apartment in East Sussex with a homeloan from Barclays Direct.We like our East Sussex conveyancing solicitor but Barclays Direct says he's not listed on their "panel". We have to appoint a Barclays Direct panel lawyer or keep our high street solicitor and fork out for a Barclays Direct panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that Barclays Direct use our lawyer?
Unfortunately,no. The loan issued to you is subject to its terms and conditions, one of which will be that lawyers must be on the Barclays Direct solicitor panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Barclays Direct
There is lots of information on this site regarding conveyancing in East Sussex but what is your top tip for choosing the right conveyancer in East Sussex
Do not opt for the lowest East Sussex conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
When it comes to lenders such as Yorkshire BS, do East Sussex conveyancers face a fee to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
I have decided to exercise my right to buy my property in East Sussex off the council. I have a mortgage agreed with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
I am planning on selling our property in East Sussex and according to the buyers it appears that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing practice as opposed to a conveyancing solicitor in East Sussex. Having lived in East Sussex for 5 years we know of no issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I used Wolstenholmes several years ago for my conveyancing in East Sussex. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Sussex of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one close by in East Sussex I like with amenity areas and railway links nearby, however it only has 49 remaining years left on the lease. There is not much else in East Sussex in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am four weeks into a leasehold purchase having been recommend to a firm by the high street agent to perform conveyancing in East Sussex. We are not happy. Could you help me find new solicitors?
A solicitor would have to be really bad to suggest diss instructing them. Has your mortgage offer been generated? In the event that it has you will need to make them aware of the new contact details and ensure the loan are issued to the new lawyers. Your new solicitor ideally should be on the banks approved list to avoid added costs and complications. That should be your starting point. The find a solicitor tool will help you find a bank approved conveyancer for your conveyancing in East Sussex