We are looking to buy a house and require a conveyancing solicitor in Alfriston who is on the RBS conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Alfriston.
I am considering applying for a RBS mortgage for purchase of a new build (under development) in Alfriston with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for RBS ?
In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Can I be sure that the Alfriston conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Alfriston obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your transaction.
Intending to buy a house in Alfriston. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Alfriston lawyer is on the Yorkshire BS conveyancing panel.
Yorkshire BS have agreed my home loan in principle, my bid on a flat in Alfriston has been accepted, now what?
The property agent will wish to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Telephone Yorkshire BS or the broker and complete any appropriate forms. Yorkshire BS will instruct a valuer who will get in touch with the selling agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Yorkshire BS will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Alfriston.
I have been told that property searches are a common reason for stalling in Alfriston conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any holding up conveyancing in Alfriston.
The deeds to my house are lost. The lawyers who dealt with the conveyancing in Alfriston 4 years ago are no longer around. Will I be able to sell the house?
These day there are duplicates made of almost everything, and your conveyancer will be aware precisely where to find all the suitable paperwork so you may purchase or dispose of your property without a hitch. Where copies are not available, your lawyer may be able to put in place insurance or indemnities against future claims on the premises.
I decided to have a survey carried out on a property in Alfriston in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks will not grant a mortgage on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Alfriston. Conveyancing will be smoother if you use a solicitor in Alfriston especially if they regularly deal with such properties in Alfriston.