Having been referred to your web site we were about to use a conveyancing solicitor in Polegate recommended by you but have come across alternative estimates via the web seem less expensive – why is this?
There are a variety of solicitors marketing what appear to be very low prices. We would urge you to give due consideration as to how much you respect your own move to you are willing to be penny wise pound foolish in relation to the quality of the legal work. Many of them accentuate a cheap fee as a headline but hide additional costs in the small print..
I have given 8 weeks notice to my current landlord and must be out of my let out property in Polegate by 16/8/2022. Conveyancing for my house purchase has just started. How realistic is it to complete in 5 weeks as don't want to have to move into temporary accommodation?
The normal practice is not to give notice for your tenancy until your lawyer suggests that you should. Assuming that you have not previously done so, update to your lawyer and request that they cajole the other side, try to an agreed time frame that everyone will work to achieve
Is there a list of Barclays panel solicitors in Polegate on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable online. If you are looking for a Polegate property lawyer on the Barclays please use our facility.
I am currently in the process of buying my council flat in Polegate. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Polegate solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Polegate postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Polegate.
The deeds to our house can not be found. The conveyancers who conducted the conveyancing in Polegate 10 years ago no longer exist. What do I do?
Gone are the days when you need to have the physical official documentation to prove you are the registered proprietor of land or premises, given that the Land Registry hold details of all registered land or property electronically.
I am purchasing my first flat in Polegate with a loan from Godiva Mortgages Ltd. The developers would not budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not to tell my lawyer about the deal as it will put at risk my mortgage with Godiva Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have just appointed agents to market my garden flat in Polegate. Conveyancing solicitors are to be appointed soon, but I have just received a quarterly service charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is clear the service charge as usual given that all rents and service invoices will be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I acquired a 1st floor flat in Polegate, conveyancing having been completed 8 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Polegate with a long lease are worth £201,000. The ground rent is £45 yearly. The lease ends on 21st October 2087
With 65 years unexpired we estimate the price of your lease extension to range between £13,300 and £15,400 as well as legals.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.