My financial adviser says he needs my Polegate law firm’s panel member for the Nationwide conveyancing panel. How do I obtain this. I have contacted my local Polegate office but they cant find it on their system.
The sensible thing to do is ask for this information from your Polegate conveyancing practitioner . They should have a central record lender panel numbers.
I have a 4 bedroom Edwardian property in Polegate. Conveyancing solicitor represented me and Skipton Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Polegate and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who carried out the work.
I am buying a new build house in Polegate with the aid of help to buy. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not to tell my conveyancer about the deal as it could affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, chain free conveyancing. Polegate is the location of the property. Can you shed any light on this issue?
Flying freeholds in Polegate are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Polegate you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Polegate may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I will soon part with 450k on a terraced house in Polegate I would like to talk to a lawyer regarding thetransaction ahead of instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be conducting your conveyancing in Polegate.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Polegate should be the figure that you are charged.
As co-executor for the will of my grandfather I am disposing of a property in Cardiff but I am based in Polegate. My conveyancer (based 235 miles from mehas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing practitioner in Polegate to witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are located in Polegate