I decided to go with a local solicitor for our conveyancing in Pevensey recently. Looking through the terms of engagement it is apparent thatwe are on the hook for charges even where the transaction does not complete. Should I ditch them and choose an internet solicitor practice promoting no move no charge conveyancing in Pevensey?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will tend to be be uplifted to neutralise the conveyances that do not go ahead. Please beware that such offerings tend not to cover expenses e.g. Pevensey conveyancing search expenses.
I am considering applying for a RBS mortgage for purchase of a newly converted (under development) in Pevensey with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for RBS ?
In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My colleague recommended that where I am buying in Pevensey I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Pevensey conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Pevensey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Pevensey.
Due to the encouragement of my in-laws I had a survey completed on a house in Pevensey before retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some lenders may refuse to grant a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pevensey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Pevensey to see if the conveyancing will be more expensive.
We're new on the property ladder - had an offer accepted, yet the agent has warned us that the owners will only move forward if we appoint their preferred solicitors as they need an ‘expedited deal’. We would rather use a high street solicitor accustomed to conveyancing in Pevensey
It is unlikely the owners are behind this. Should the owner desire ‘a quick sale', alienating a motivated purchaser is counter productive. Try to communicate with the owners directly and make sure they comprehend that (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to appoint your preferred Pevensey conveyancing lawyers - not the ones that will earn the negotiator at the agency a introducer fee or hit his conveyancing figures pre-set by HQ.
How does one remove a departed person's name from the title register for a property in Pevensey?
Where a Pevensey property is jointly owned and one of the proprietors dies, their name will not immediately be removed from the Land Registry title. It is not necessary to amend the title as when it comes to a sale you would simply need to supply proof as to the reason the other proprietor is not a party to the contract, such as the probate documents.
With a view to making the sale conveyancing smoother for the sale of the property you may apply to have the deceased person erased from the title register by submitting an application to HMLR with proof of the death. There is no fee from the Registry for this service.