Our lawyer has discovered a a problem with the lease for the property we are buying in Uckfield. The other side have suggested title insurance as a workaround. We are content with insurance and will pay for it. Our lawyer says that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the bank?
Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. The appropriate lender specifications have to be complied with.
We are planning to acquire a flat and require a conveyancing solicitor in Uckfield who is on the TSB conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Uckfield.
When it comes to lenders such as Clydesdale, do Uckfield property lawyers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We expect to receive a OIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Uckfield solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Uckfield solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
Intending to buy a flat in Uckfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Uckfield lawyer is on the Clydesdale conveyancing panel.
I'm remortgaging my existing property to a BTL mortgage with Coventry Building Society and intend to use the remaining equity as a down payment on further property. The neighborhood we are interested in is Uckfield. Will your conveyancers be able to act for the two lenders and tie in the two deals?
Do use our comparison tool on this page to ensure that the lawyers are approved by both mortgage companies. Having checked that they are your lawyer will be able to simultaneously deal with the two deals but you should talk with you solicitor and make apparent your expectations and needs.
I have been sourcing a conveyancing lawyer in Uckfield for my remortgage. Can I review a solicitor's complaints history with the legal regulator?
Members of the public can read presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.
I am an executor of my recently deceased parent's Will, with a bungalow in Uckfield which will be marketed. The house is unregistered at the Land Registry and I'm advised that some estate agents will insist that it is completed before they'll proceed. What's the mechanism for this?
In the circumstances you refer to it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.