I am getting a mortgage with Halifax. I intend to instruct a Licensed Conveyancer in Headley. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Completed the sale of my flat in Headley last January yet the purchaser is telephoning me to moan that their conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Following your disposal your solicitor is duty bound to send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where appropriate, your solicitor must also send confirmation that the mortgage has been discharged to the purchasers conveyancers. There is unlikely to be post completion tasks specific conveyancing in Headley.
We're in Headley, First time buyers purchasing with a mortgage (lender is Skipton , and our solicitor is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are downsizing from our house in Headley and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Headley. We have lived in Headley for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified during conveyancing in Headley?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Headley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Do I stop my mortgage payments with Yorkshire BS as soon as a completion date for my sale in Headley has been agreed?
No, you should maintain paying any mortgage sums to Yorkshire BS pending the mortgage being paid off from the proceeds of sale as part of your Headley conveyancing.