We see that you have a post code search directory identifying firms on the Nationwide conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Headley?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Headley.
We had selected solicitors with offices in Headley on the Principality solicitor approved list. They are now charging me a supplemental amount for dealing with the Principality mortgage. Is this a supplemental conveyancing fee specified by Principality?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer can charge a fee for this. This fee is not set by Principality but by your Headley conveyancing practitioner. Numerous firms on the Principality panel will levy ’dealing with mortgage’ fee and others do not.
How can we know in advance if a Headley conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Headley obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
The formalities of my purchase has taken place for my property in Headley. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Headley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Headley
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I decided to have a survey done on a property in Headley ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some banks will refuse to issue a loan on such a house.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Headley. Conveyancing will be smoother if you use a solicitor in Headley especially if they are familiar with such properties in Headley.
In what way does the Landlord & Tenant Act 1954 affect my commercial premises in Headley and how can your lawyers assist?
The 1954 Act provides a safeguard to business lessees, giving them the legal entitlement to apply to court for a new lease and remain in occupation when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and handle your commercial conveyancing in Headley
My friend mentioned that before choosing a conveyancing firm they must be approved by your mortgage company. I am novice purchaser but I have an AIP with Birmingham Midhshires and I already have a local conveyancing solicitor in Headley on standby. Will Nat West Bank insist on an approved solicitor to be selected? If so, where can I find that list for my conveyancing in Headley?
You should use a solicitor that is on the Nat West Bank panel. The first thing to do is call your chosen Headley conveyancing solicitor to check if they are on the Nat West Bank panel. If they are not approved you have numerous options available to you here:
- Proceed with your chosen Headley conveyancing practitioner but Nat West Bank will no doubt appoint a property lawyer on their conveyancing panel. This will result in additional charges and likely delay.
- Get a fresh property lawyer to conduct the conveyancing, obviously checking they are on the Nat West Bank conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the Nat West Bank panel of solicitors.