My best friend’s step-father is a solicitor. I expect that I will receive friends and family fee for conveyancing, but if not, what kind of figure should I be expecting for conveyancing in Headley?
Do compare pricing. Do use our search tool on this page. You will notice that estimates do be different but service levels do differ between conveyancers as is true with the vast majority of professional services.
My wife and I purchased a renovated Victorian property in Headley. Conveyancing lawyer represented me and Bank of Scotland. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Headley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
I'm buying my first flat in Headley with a mortgage from Norwich and Peterborough Building Society. The builders refused to budge the price so I negotiated 6k of extras instead. The property agent suggested that I not reveal to my solicitor about this extras as it could impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a property in Headley ahead of retaining solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will not give a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Headley. Conveyancing will be smoother if you use a solicitor in Headley especially if they regularly deal with such properties in Headley.
I'm remortgaging my existing home to a buy to let loan with Platform Home Loans Ltd and I will use the rest of the raised equity as a deposit on another property. The neighborhood we are looking at is Headley. Will your conveyancers be able to act for the two lenders and tie in the transactions?
Do use our comparison tool on this page to check that the conveyancers are approved by both banks. Having checked that they are your lawyer should be able to tie up the two transactions but you should talk with you lawyer and make clear your expectations and requirements.
I need to find a conveyancing solicitor for my conveyancing in Headley. I have discover a web site which seems to have the perfect answer If it is possible to get all this stuff completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?