My IFA says he needs my Midhurst law firm’s panel reference for the Santander conveyancing panel. What is the best way to obtain this. I have called my local Midhurst branch but they don't know it.
The sensible thing to do is ask for this information from your Midhurst conveyancer . Most Midhurst conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
When does exchange of contracts occur in residential conveyancing in Midhurst and do I need to be at the lawyers office?
If you are near to our conveyancing solicitors in Midhurst you are invited in to sign the paperwork. However, the firms we work with provide a countrywide conveyancing service and give as equally comprehensive and professional a job for you when dealing with you by post or email. The executing of the property agreement is not the important part. A signed contract simply enables the firm to exchange contracts when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Midhurst)to be in the office at the appropriate time.
Is it the case that all Midhurst solicitor firms on the TSB conveyancing panel are governed by the SRA?
As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the SRA. Some lenders do list licenced conveyancers on their panel and in that case the firms would be overseen by the CLC.
We had chosen solicitors located in Midhurst on the Coventry BS solicitor approved list. They are now charging me an additional fee for the legal aspects of the Coventry BS mortgage. Is this an additional conveyancing fee specified by Coventry BS?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancing practitioner may levy a fee for this. The charge is not dictated by Coventry BS but by your Midhurst property lawyer. Numerous firms on the Coventry BS panel will charge ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.
I am selling my house. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being problematic. The Midhurst solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A friend suggested that if I am buying in Midhurst I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Midhurst conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Midhurst around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Midhurst Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Midhurst.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Midhurst is where the house is located. Can you shed any light on this issue?
Flying freeholds in Midhurst are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Midhurst you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Midhurst may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What does commercial conveyancing in Midhurst cover?
Midhurst conveyancing for business premises covers a wide array of services, given by regulated solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.