My husband and I are buying a 3 bedroom flat in Haslemere with a mortgage. We like our Haslemere solicitor, but the mortgage company advise she’s not on their "panel". It appears that we have little option but to appoint one of the lender panel solicitors or keep our Haslemere conveyancer and pay for one of their panel lawyers to represent them. This seems very unfair; can we not demand that the mortgage company use our Haslemere conveyancer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Haslemere conveyancing solicitor to apply to be on the conveyancing panel.
Can your site be used to locate a Conveyancing solicitor in Haslemere even where I’m not purchasing or disposing of a house, for instance if I intend to buy an office in Haslemere with a mortgage from Nottingham Building Society?
The service is primarily utilised to find domestic conveyancing solicitors in Haslemere but we have listed towards the bottom of this page some Haslemere commercial conveyancing firms. You should make contact with the company directly to see if they can also act for Nottingham Building Society
What is the optimum way to check that the solicitor conducting my conveyancing in Haslemere is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Britannia thus spending £187.00 plus VAT in supplemental conveyancing costs.
You should take advantage of the search tool on this page. Pick the mortgage company and type ‘Haslemere’ or your location and you will discover a number of lawyer located in Haslemere or nearest you.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Haslemere?
Two types of professional can conduct conveyancing in Haslemere namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that required to complete the disposal or acquisition of property. Both are duty bound to carry out Haslemere conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that all requisite procedures will be suitably attended to.
My conveyancer has informed me that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Haslemere?
The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
When it comes to lenders such as HSBC, do Haslemere conveyancing practitioners have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
A relative advised me that if I am buying in Haslemere I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Haslemere conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Haslemere around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Haslemere.
I am looking into buying my first house which is in Haslemere and I am already nervous. I couldn't find anything specific about Haslemere. Conveyancing will be needed in due course but do you know about the Haslemere area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Haslemere. In the meantime here are some basic statistics that we found