I am need of leasehold conveyancing for a flat in a relatively new development (6 years old) in Haslemere. Almost all the properties have already been occupied. Do I need carry out the local searches as part of conveyancing in Haslemere?
You would be putting yourself at risk in failing carrying out Haslemere conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that your lawyer conducts them. Where timings and cost are top of your issues you should consider with your solicitor about the possibility of search insurance
It is 10 years ago since I bought my house in Haslemere. Conveyancing lawyers have recently been appointed on the sale but I can't find the title deeds. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be retained by the mortgage company or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Haslemere relates to registered property but in the unlikely event that your home is not registered it is more tricky but is not insurmountable.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Haslemere? or I am told that there is an ancient law that could mean that owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this appropriate for conveyancing in Haslemere?
Unless a prior purchase of the property took place after 12 October 2013 you may expect solicitors delivering conveyancing in Haslemere to remain encouraging a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up during conveyancing in Haslemere?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Haslemere. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Haslemere with a mortgage from Santander. The developers would not move on the price so I negotiated £7000 of extras instead. The property agent advised me not to tell my conveyancer about this deal as it would impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my house. My past lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Haslemere if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Haslemere. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.