I am in a contract race with another buyer for a property in Haslemere. What can I do to speed up matters?
Where you are under time constraints to complete it is advisable to make sure that your lawyer is familiar with the area as they will have local relationships and insight. It is possible that they would have conducted otherhouses in the same road. You would be best advised to use a Haslemere conveyancing lawyer. Second, make sure that the lawyer is on the on the approved list for your mortgage company. It is claimed that 18% of Haslemere conveyancing deals are frustrated or jeopardised after finding out that a purchaser’s solicitor was not on their banks panel. In many cases this discovery resulted in the legal transfer of property being frustrated by almost three weeks. It is understood that this issue impacts approximately 100,000 home sales annually. Most Haslemere conveyancing practices can not act for certain mortgage companies so do check as early as possible.
This question may be naive but I am unexperienced as FTB of a ground floor flat in Haslemere. Do I pick up the keys to the property on the completion date from my lawyer? If so, I will instruct a local conveyancing solicitor in Haslemere?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s lawyers, and once they have received this, you should be invited to collect the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
I am expecting a DIP from Co-operative this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Haslemere solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Haslemere solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
I can not fathom if my mortgage offer requires a lease extension. I have telephoned my Haslemere building society branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Haslemere conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The solicitor must comply with the Council of Mortgage Lenders’ Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who dealt with the conveyancing in Haslemere 5 years ago have long since closed. Will I be able to sell the house?
As long as the title is registered the details of your proprietorship will be retained by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, find your house and secure up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Haslemere is the location of the property. Can you offer any advice?
Flying freeholds in Haslemere are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Haslemere you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haslemere may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking to sell my property. My former conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Haslemere if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Haslemere. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
Why is New Build conveyancing in Haslemere more expensive?
Purchasing a brand new premises is significantly different from the standard house purchase conveyancing in Haslemere. For a start sellers ordinarily require contracts to exchange very quickly, so there is a a great deal of pressure on your conveyancing practitioner to ensure everything is in order. Furthermore new build properties frequently involve the checking of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender requirements are also more demanding. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.