I am considering applying for a Santander mortgage for purchase of a new build (under development) in Petersfield with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?
There is nothing to stop you using your solicitor, but Santander will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I purchased a semi-detached Edwardian house in Petersfield. Conveyancing solicitor represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Petersfield and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who completed the work.
The estate agent has sent us the confirmation of our purchase of a new build flat in Petersfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Petersfield
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
How easy is it to swap conveyancer as I have to find one who is on the Leeds Building Society conveyancing list. I instructed a local conveyancing solicitor in Petersfield round the corner but the firm is not approved by Leeds Building Society
We will our best to assist in finding you a conveyancing solicitor in Petersfield on the Leeds Building Society panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Petersfield. In making use of the find a conveyancing solicitor tool on this site, you can scrutinise fees for conveyancing solicitors in Petersfield and throughout England and Wales.
My uncle has recommend that I appoint his lawyers for conveyancing in Petersfield. Do I follow his recommendation?
There are no two ways about it the ideal way to select a conveyancing lawyer is to have feedback from friends or relatives who have used the firm that you are contemplating using.
What do I do if I am not happy with the solicitor who undertook our conveyancing in Petersfield?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that occasionally things do go wrong. That being said there is recourse where you were dissatisfied with your conveyancing in Petersfield. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.