It has come to my attention via my estate agent that my Alton lawyer is not on the mortgage company Solicitor panel. How can I be sure whether this is correct?
The first thing you need to do is to contact your Alton conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they may be able to suggest a Alton conveyancing practice that is on the conveyancing panel for your bank.
Completed the sale of my flat in Alton last August yet the purchaser is whats apping me to moan that their solicitor needs to hear from mylawyer. What should my lawyer have done now that I have sold?
Following your disposal your lawyer is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your conveyancer must also send confirmation that the mortgage has been discharged to the buyers lawyers. There are no post completion tasks specific conveyancing in Alton.
My wife and I are downsizing from our house in Alton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Alton. Having lived in Alton for six years we know that this is a non issue. Should we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Alton differ for new build properties?
Most buyers of new build property in Alton contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is completed. This is because house builders in Alton typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Alton or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Alton in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks will not give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Alton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Alton to see if the conveyancing will be more expensive.
What type of property do your Alton conveyancing quotes apply to?
Our conveyancing quotes are only relevant to standard residential property in England & Wales. If you have any different requirements for example industrial or agricultural property or commercial conveyancing in Alton do telephone us to consider this further .