Find a Lender-Approved Local Conveyancer in Alton

Ready to buy a new home? Find a law firm approved by your lender.

Follow your intuition—you will have a better house move where you instruct a local solicitor in Alton

Reasons to use our Alton conveyancing solicitors

  • 1 Alton property lawyers have a crucial advantage when it comes to Alton conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that can impact your sale or purchase
  • 2 Alton conveyancer are the key to a successful Alton home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 3 The mark of a good conveyancing solicitor in Alton is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the level of professionalism you would hope for.
  • 4 Solicitors accustomed to conveyancing in Alton are familiar with the local concerns peculiar to Alton and therefore you may benefit from better advice and speedier conveyancing.
  • 5 Excellent communication together with a wealth of expertise are key benefits that you should value when choosing conveyancing solicitors. Alton conveyancing can become significantly more protracted as a result of lack of transparency between all the parties. The lawyers we work with endeavour to make sure that communication channels are open and act on arising issues and developments quickly.

Examples of recent conveyancing in Alton since October 2020*

Recently asked questions about conveyancing in Alton

In what way does my ID and proof of funds have anything to do with my conveyancing in Alton? Is this really necessary?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Alton. However these days you can not proceed with any conveyancing deal in the absence handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are providing your driving licence as evidence of ID it must be both the paper section and photo card part, one is not acceptable without the other.

Evidence of the origin of funds is necessary under Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer must retain this information on record. Your Alton conveyancing lawyer will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they will also ask additional questions concerning the origin of funds.

I just acquired a house at auction in Alton. Conveyancing is required. What happens now?

Now that you are for all intents and purposes signed on the dotted line you should find a conveyancing solicitor quickly as you are faced with a pending deadline in which to complete the deal. All auction property should have a corresponding auction set of papers. This should include most,if not all of the paperwork that your conveyancer will need. Where you are dealing with leasehold premises the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You should pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in order to complete the transaction on the set completion date.

Are all Alton Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved firms?

It is true that some banks and building societies now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

Completion of my purchase has taken place for my property in Alton. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

We are selling our property in Alton and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Alton conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a nationwide conveyancing firm as opposed to a conveyancing solicitor in Alton. We have lived in Alton for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that the buyers are looking for.

It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

Are there restrictive covenants that are commonly picked up during conveyancing in Alton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Alton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Do I need to be suspicious by third parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a local Alton conveyancing company?

As is the case with many professional services, often suggestions from connections can be extremely useful or valuable. Yet there are many parties with a vested interest in a conveyancing deal; estate agents, financial adviser and mortgage companies may suggest lawyers to retain. Sometimes the solicitors might be known to one of the organisations as experts in their field, but sometimes there exists a commercial relationship behind the recommendation. You have the right to choose your preferred lawyer. You need to be aware that some lenders operate an approved list of law firms you must use for the lender related work in your transaction.

I am looking at a couple of flats in Alton which have in the region of 50 years unexpired on the leases. Do I need to be concerned?

There are plenty of short leases in Alton. The lease is a legal document that entitles you to use the premises for a period of time. As a lease shortens the marketability of the lease deteriorates and results in it becoming more expensive to extend the lease. For this reason it is generally wise to increase the term of the lease. Sometimes it is difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a difficult process. We advise that you seek professional assistance from a solicitor and surveyor with experience in this field.

I acquired a leasehold flat in Alton, conveyancing having been completed in 1997. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Alton with an extended lease are worth £190,000. The ground rent is £45 invoiced annually. The lease terminates on 21st October 2083

With just 62 years remaining on your lease we estimate the premium for your lease extension to span between £17,100 and £19,800 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.

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Sample of conveyancing solicitors in Alton regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Alton but also conveyancing throughout England and Wales.

  • Downie & Gadban, 100 High Street, Alton, Hampshire, GU34 1ER
  • Bradly Trimmer, 63 High Street, Alton, Hampshire, GU34 1AF
  • Gellhorns, 12 Chalet Hill, Bordon, Hampshire, GU35 0TQ

Home buying in Alton is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Drafting contract and related papers
  • Forwarding draft papers to the property lawyer retained by the purchaser
  • Finalising the wording for contracts and answering supplemental enquires from the buyer’s property lawyer
  • Agreeing the transfer document
  • Responding to requisitions raised by the purchaser’s property lawyer
  • Proceeding to exchange of contracts and then completion of the sale
  • Receiving sale proceeds and transferring funds to the seller, the estate agent and paying off the home loan (where appropriate)

Whether you are going through a divorce or separation or simply wish to transfer your property to someone else, transfer of equity conveyancing in Alton has some of the following tasks:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the mortgage company (where applicable)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Agreeing amendments to the the Transfer deed
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring funds to relevant parties
  • Preparing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
  • Registering the new ownership and the home loan (where relevant) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.