Do all mortgage companies provide you with an approved list of Alton conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
Alton conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
My father advised me that in purchasing a property in Alton there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?
There are a number of properties in Alton which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Alton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Skipton. I assume I don't need a Alton conveyancing practitioner on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Lloyds have agreed my home loan in principle, my bid on a apartment in Alton has been accepted, now what?
The estate agent will need to be informed of your conveyancing practitioner's details (ensure that the property lawyers are on the bank’s approved list). Telephone Lloyds or your financial adviser and finalise any appropriate documentation. Lloyds will sellect a valuer who will get in touch with the selling agent or vendor to book an appointment. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Lloyds will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Alton.
Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Alton?
Its becoming the norm that commercial conveyancing solicitors in Alton will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Alton. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Alton.
For every commercial conveyancing transaction in Alton it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Alton commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Alton.
Are there restrictive covenants that are commonly picked up during conveyancing in Alton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Alton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey carried out on a property in Alton ahead of retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies tend not grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Alton. Conveyancing will be smoother if you use a solicitor in Alton especially if they are accustomed to such properties in Alton.
How difficult is it to transfer to a new solicitor as I have to select a firm on the National Westminster Bank conveyancing list. I instructed a high street conveyancing solicitor in Alton five minutes from me but she is not approved by National Westminster Bank
It would be our pleasure to help you select a conveyancing solicitor in Alton on the National Westminster Bank panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Alton. Using search facility on this page, you can scrutinise fees for conveyancing solicitors in Alton and throughout England and Wales.