Do all mortgage companies provide you with an approved list of Hindhead conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?
Hindhead conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
I am helping my step-mother sell her flat in Hindhead. Does the solicitor commission the EPC or do I organise this?
Following the abolition of HIPs, energy assessments became a mandatory element of selling a house. An EPC needs to be commissioned in advance of the property being advertised. This is not a task that solicitors ordinarily arrange. Where you are using a Hindhead conveyancing lawyer they may be willing to arrange energy performance certificates given their relationships with reputable local energy assessors
I have paid off my mortgage with Principality. I assume I don't need a Hindhead conveyancer on the Principality panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
After much negotiation I have agreed a price on a house in Hindhead. My financial adviser recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the solicitor contacted me embarrassingly acknowledging that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How simple is it to use the search app to locate a conveyancing solicitor in Hindhead on the approved list for my mortgage?
First pick a bank such as Yorkshire Building Society, Virgin Money or Godiva Mortgages Ltd then choose your preferred area such as Hindhead. Conveyancing practices in Hindhead and further afield should be identified.
We're first time buyers - agreed a price, but the agent informed us that the vendor will only move forward if we appoint their preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Hindhead
We suspect that the owner is not behind this ultimatum. If they require ‘a quick sale', alienating a genuine buyer is likely to cause more damage than good. Avoid the agents and go straight to the owners and make sure they understand (a)you are keen to buy (b)you are ready to go, with finances arranged © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your preferred Hindhead conveyancing solicitors - not the ones that will provide the negotiator at the agency a referral fee or hit his conveyancing figures set by HQ.
Back In 2006, I bought a leasehold house in Hindhead. Conveyancing and Virgin Money mortgage are in place. A letter has just been received from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Hindhead who previously acted has now retired. What should I do?
The first thing you should do is contact HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Hindhead conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I purchased a studio flat in Hindhead, conveyancing was carried out in 2011. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Hindhead with over 90 years remaining are worth £206,000. The ground rent is £45 yearly. The lease ceases on 21st October 2091
With 66 years unexpired we estimate the premium for your lease extension to span between £12,400 and £14,200 as well as costs.
The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.
I have recently placed an offer on a leasehold flat in Hindhead and the mortgage adviser that we are using suggested his conveyancer. She quoted £800 plus VAT and 3rd party costs. Does this sound expensive?
You should not rely on one estimate. You should obtain like-for-like quotes for your conveyancing in Hindhead. Then choose one that you are comfortable with and crucially, is on the approved list of the lender that you have applied for a mortgage from.