I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would much rather instruct a Hazel Grove based conveyancing firm?
Do check but the the likelihood is that appoint one of their panel solicitors where you accept the "fee-free" deal. Contact the mortgage company and explore if they offer you a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Hazel Grove.
When it comes to lenders such as RBS, do Hazel Grove conveyancers face an annual charge to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Is it the case that all Hazel Grove conveyancing solicitors on the TSB conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of mortgage companies do list licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
Principality have agreed my mortgage in principle, my offer on a flat in Hazel Grove has been accepted, now what?
Your estate agent will want to be informed of your solicitor's details (ensure that the conveyancers are on the bank’s approved list). Call up Principality or the broker and complete any outstanding forms. Principality will sellect a valuer who will get in touch with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Principality will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hazel Grove.
I used Wolstenholmes a few years ago for my conveyancing in Hazel Grove. I now require my papers but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hazel Grove of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Hazel Grove differ for newly converted properties?
Most buyers of new build or newly converted property in Hazel Grove contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because developers in Hazel Grove tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hazel Grove or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Hazel Grove is where the house is located. What do you suggest?
Flying freeholds in Hazel Grove are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hazel Grove you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hazel Grove may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking to sell my home. My previous lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Hazel Grove if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Hazel Grove. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.