Are the BSA planning on creating a search tool with a view to list law firms on the Melton Mowbray Building Society conveyancing panel for instance in Bramhall?
We have not been informed any intention on the part of the BSA to promote such a tool.
We are buying a apartment in Bramhall. I might seem paranoid but how we can trust a conveyancer? At some point we will need to send our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We have agreed to purchase a house in Bramhall. A rare aspect is that the roof has a solar panel. Bank of Ireland have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Bank of Ireland your lawyer must follow the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease fails to satisfy these specifications. The specifications relate to the installation of panels on properties countrywide and is not limited to Bramhall.
Intending to buy a apartment in Bramhall. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bramhall lawyer is on the Clydesdale conveyancing panel.
Various web forums that I have frequented warn that are the primary reason for obstruction in Bramhall conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any holding up conveyancing in Bramhall.
Are there restrictive covenants that are commonly identified during conveyancing in Bramhall?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bramhall. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been sourcing a conveyancing practitioner in Bramhall for my home move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
One may see documented Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.
My mum and dad cant seem to find their Bramhall land registry title on the online search facility. They recall that back in the 60’s when they purchased the bungalow there were complications regarding Bramhall not being identified on some systems.
Almost all premises in Bramhall should be revealed. Have you limited your search to simply the postcode. Normally it should identify all the houses and flats inside that postcode. Assuming the property is registered it will show up with a title number. If they bought 50 years ago it's conceivable it may be unrecorded. The property might still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title papers which might be with your parent’s mortgage company.