Find a Lender-Approved Local Conveyancer in Disley

Ready to buy a new home? Find a law firm approved by your lender.

FACT : Disley Conveyancing Solicitors Know more about Conveyancing in Disley

5 reasons to let us help you find a local conveyancing solicitor in Disley

  • 1 Regardless other lawyers inform you it may be necessary to attend your conveyancer to sign legal papers. Too many 3rd parties are already involved in a conveyancing transaction without needing to add the postman into the pot.
  • 2 Solicitor conveyancing firms have very good personal connections with Disley selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 3 Low cost packages from online conveyancers might seem attractive. However, these firms are often located hundreds of miles away with limited appreciation of the factors that affect property transactions in Disley
  • 4 Disley conveyancers work in partnership with Disley estate agents, developers, surveyors, lenders and other professionals to ensure that the highest level of service is provided to clients every step of the way, to ensure you’re kept up to date with progress throughout
  • 5 Excellent communication together with pure property local knowledge are key benefits that you should value when selecting conveyancing solicitors. Disley conveyancing can become a lot more protracted as a result of lack of transparency between all the parties. The lawyers we work with endeavour to make sure that communication channels are open and act on arising issues and developments quickly.

Examples of recent conveyancing in Disley since June 2022*

Sale

of terraced premises, Andrew Lane, SK6 8HX completing on 08/07/2022 at a price of £550,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, agreeing completion date with parties

Sale

of detached residence premises, Middlewood Road, SK6 8AU completing on 30/06/2022 at a price of £475,000. The conveyancing process included amongst the various tasks: obtaining official copies of the title, agreeing completion date with parties, setting up the completion formalities

Purchase

of flat Queens Mews SK22 3FG, purchased for £163,000. Leasehold conveyancing legalities included: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, preparing statement detailing charges

Purchase

of flat Hyde Bank Road SK22 4PU, at a price of £156,000. Leasehold conveyancing due diligence included: drafting the sale agreement and Transfer, sending the transfer to the seller for signature in readiness for completion, agreeing completion date with parties

Recently asked questions about conveyancing in Disley

My husband and I are looking to acquire a property in Disley and are in fact using a Disley conveyancing practice. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Chelsea Building Society have this morning contacted us to inform me that they have now hit a problem as our Disley conveyancer is not on their conveyancing panel. Is this a problem?

When purchasing a property with the benefit of a mortgage it is conventional for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Disley lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

My aunt passed away 10 months ago and as sole heir and executor I was left the property in Disley. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this allowed?

Given you plan to refinance then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.

Should my lawyer be raising enquiries regarding flooding as part of the conveyancing in Disley.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Disley. Plenty of people will acquire a property in Disley, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Lawyers are not best placed to impart advice on flood risk, however there are a number of searches that may be initiated by the buyer or by their conveyancers which can figure out the risks in Disley. The conventional set of property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the seller to determine if the premises has ever been flooded. If flooding has previously occurred which is not notified by the vendor, then a buyer may issue a claim for damages resulting from an incorrect reply. The buyer’s lawyers should also commission an environmental search. This will reveal whether there is any known flood risk. If so, more detailed investigations will need to be carried out.

The deeds to my home are lost. The conveyancers who handled the conveyancing in Disley 5 years ago no longer exist. What are my options?

Nowadays there are duplicates made of almost everything, and your conveyancer will be aware exactly where to find all the relevant documentation so you may purchase or dispose of your property without a hitch. If copies are not available, your lawyer can arrange cover in the form of insurance or indemnities against future claims on the premises.

I'm buying my first flat in Disley with a loan from TSB. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not to tell my lawyer about this side-deal as it could adversely affect my loan with TSB. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are intending to take over a lease of a shop on a shopping parade. Can you recommend lawyers offering fixed charges for non-domestic conveyancing in Disley for less than 1500k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Disley, including the disposal and purchase of businesses as well as simply property. If you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right firm. As for the fees these will vary based on the structure and heads of terms of the proposed transaction. Please provide us with your details or email us so that we can furnish you with a fixed commercial conveyancing quote.

Last updated

Residential Landlord and Tenant Conveyancing solicitors in Disley

The list below is a small selection of solicitors in Disley specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Rent Act Protected, Assured and Assured Shorthold tenancies

  • Woods, 15 Buxton Old Road, Disley, Stockport, Cheshire, SK12 2BB
  • Nightingales Solicitors Limited, 127 Buxton Road, High Lane, Stockport, Cheshire, SK6 8DX
  • Jones Law Partnership, 11 Market Street, Marple, Stockport, Cheshire, SK6 7AA
  • Whiting & Mason, 17-19 Stockport Road, Marple, Stockport, Cheshire, SK6 6BD
  • Leathems Solicitors, 12 Market Street, Whaley Bridge, High Peak, Derbyshire, SK23 7LP

Commercial Conveyancing solicitors in Disley regulated by the SRA

The firms listed below are a small selection of solicitors in Disley with expertise in commercial conveyancing in Disley. This may include advice on re-mortgaging commercial property
  • Woods, 15 Buxton Old Road, Disley, Stockport, Cheshire, SK12 2BB
  • Nightingales Solicitors Limited, 127 Buxton Road, High Lane, Stockport, Cheshire, SK6 8DX
  • Jones Law Partnership, 11 Market Street, Marple, Stockport, Cheshire, SK6 7AA
  • Whiting & Mason, 17-19 Stockport Road, Marple, Stockport, Cheshire, SK6 6BD
  • Leathems Solicitors, 12 Market Street, Whaley Bridge, High Peak, Derbyshire, SK23 7LP

Residential Licensed Conveyancers in Disley regulated by the Council of Licensed Conveyancers

Please note that the listed conveyancers do not limit their work for conveyancing in Disley but also conveyancing throughout England and Wales.
  • D R Dunkerley & Co , Property Lawyers, SK12 1RD
  • C S Conveyancing, 492/494 Hempshaw Lane, SK2 5TL
  • Maureen Patterson & Co, 196 Higher Hillgate, SK1 3QY

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.