Why would I appoint a Prestbury conveyancing solicitors firm when internet based conveyancers are cheap by comparison?
To take your time to find get 2 or 3 like-for-like quotes for conveyancing costs in Prestbury and you should seek an affordable estimate but don’t become consumed with getting the lowest priced Prestbury conveyancer. Appointing the right conveyancer can be the difference between a smooth and a stressful home move. You need to ensure that you have expert advice from a specialist conveyancer. An e-mail can never take the place of a telephone discussion and are no substitute for a face to face consultation. Our partner firms will appoint you a qualified and experienced conveyancing solicitor who can tackle your conveyancing from from the outset to completion, giving the sort of hand holding that you are unlikely to received from an web based conveyancer. He or She will inform you on progress and keep you informed. Should you need to phone the firm you will know who to ask for and they will be sure you're not left wondering what's going on.
My brother and I have just purchased a house in Prestbury. We have since encountered a number of problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Prestbury?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Prestbury. Conveyancing searches and due diligence undertaken as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire called a Seller’s Property Information Form. answers ends up being misleading, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Prestbury.
My aunt passed away last year and as sole heir and executor I was left the property in Prestbury. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Given you plan to refinance then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
It has been three months following my purchase conveyancing in Prestbury concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing a new build house in Prestbury with the aid of help to buy. The sellers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about the side-deal as it will impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Online research suggests that Prestbury solicitors are more costly than licensed conveyancers in Prestbury to use when purchasing a property. Am I better off using a conveyancer or a solicitor where I am buying a property in Prestbury.
When it comes to conveyancing in Prestbury the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.