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FACT : Prestbury Conveyancing Solicitors Know more about Conveyancing in Prestbury

Top reasons to use our service to assist you choose a high street conveyancing solicitor in Prestbury

  • 1 Low cost packages from online conveyancers might be tempting. However, these firms are often based many kilometers away with little appreciation of the factors that affect property transactions in Prestbury
  • 2 Over the years Prestbury lawyer have established very good connections with Prestbury local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of undertaking your house sale or purchase in Prestbury.
  • 3 Peace of mind comes when you choose the very best, most recommended conveyancing solicitors. Prestbury has a number to choose from, but for a truly dependable and dependable service many local people have been use the recommendation of this site.
  • 4 Prestbury solicitors are likely to acquainted with the local Land Registry Office, Local Authority and property agents
  • 5 Retaining the services of a a family Solicitor generally means that you will receive a more personal touch. When using a large conveyancing firm, your conveyancing is handled by a team of people who who update you by reading from their computer screens.

Examples of recent conveyancing in Prestbury since February 2024*

Recently asked questions about conveyancing in Prestbury

All was ready to move into my new home in Prestbury next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not unique to conveyancing in Prestbury.

I own a freehold property in Prestbury but still pay rent, why is this and what is this?

It is rare for properties in Prestbury and has limited impact for conveyancing in Prestbury but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

My wife and I purchased a 4 bedroom Victorian house in Prestbury. Conveyancing lawyer acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. Is it worth asking Bank of Scotland to clarify?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Prestbury and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who completed the work.

How does conveyancing in Prestbury differ for newly converted properties?

Most buyers of new build property in Prestbury contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Prestbury tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Prestbury or who has acted in the same development.

My husband and I are first time buyers - had an offer accepted, yet the property agent advised that the owners will only issue a contract if we use the agent's preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor accustomed to conveyancing in Prestbury

We suspect that the seller is unaware of this requirement. Should the owner desire ‘a quick sale', alienating a serious purchaser is not the way to achieve this. Contact the sellers directly and explain that (a)you are serious purchasers (b)you are ready to progress, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you are going to instruct your preferred Prestbury conveyancing lawyers - rather thanthose that will give their estate agent a commission or hit his conveyancing targets set by head office.

I've recently bought a leasehold flat in Prestbury. Am I liable to pay service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Prestbury Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

    Are any of leasehold owners in arrears of their service charge payments? Can you tell me if there are any major works in the planning that will likely increase the maintenance fees? This information is helpful as a) areas could result in problems for the block as the communal areas may start to deteriorate where maintenance are not paid for b) if the tenants have an issue with the running of the building you will want to know about it

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Sample of conveyancing solicitors in Prestbury regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Prestbury but also conveyancing throughout England and Wales.

  • A D Firth & Co, 18 Spinners Way, Bollington, Macclesfield, Cheshire, SK10 5HE
  • Roberts Solicitors Limited, 42 Jordangate, Macclesfield, Cheshire, SK10 1EW
  • Blunts Solicitors Limited, 2 - 6 King Edward Street, Macclesfield, Cheshire, SK10 1AB
  • Bennetts, 37 Market Place, Macclesfield, Cheshire, SK10 1DY
  • Wains, 39-43 Churchside, Macclesfield, Cheshire, SK10 1HW

Commercial Conveyancing solicitors in Prestbury regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Prestbury specialising in commercial conveyancing in Prestbury. This may include advice on commercial leases including all matters relating to landlord and tenant law
  • Roberts Solicitors Limited, 42 Jordangate, Macclesfield, Cheshire, SK10 1EW
  • Blunts Solicitors Limited, 2 - 6 King Edward Street, Macclesfield, Cheshire, SK10 1AB
  • Bennetts, 37 Market Place, Macclesfield, Cheshire, SK10 1DY
  • Wains, 39-43 Churchside, Macclesfield, Cheshire, SK10 1HW
  • Aboudi Bradley & Co, 35 Church Street, Macclesfield, Cheshire, SK11 6LB

Domestic Licensed Conveyancers in Prestbury regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Prestbury but also conveyancing throughout England and Wales.
  • D R Dunkerley & Co , Property Lawyers, SK12 1RD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.