I am not in a position to travel far from Greater Manchester. Is there a reason why all Greater Manchester conveyancers aren't automatically on all bank panels?
As unjust as it may seem for mortgage companies to limit who can represent them, from the public’s or lawyer’s standpoint, the other side of the coin is that lenders are increasingly anxious and feel it crucial to shield themselves against illegal activities. As a consequence of this concern mortgage companies are limiting their conveyancing panel to a size that they are happy to control.
Can I use your services to find a Conveyancing solicitor in Greater Manchester even if I’m not purchasing or selling a house, for example where I want to acquire a shop in Greater Manchester with a mortgage from Barclays ?
Our comparison service is mainly utilised to locate domestic conveyancing solicitors in Greater Manchester but we have recorded at the bottom of this page a selection of Greater Manchester commercial conveyancing firms. You should make contact with the company directly to check if they can also act for Barclays
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Greater Manchester. Do I collect the keys to the house on completion from my lawyer? If so, I will appoint a local conveyancing solicitor in Greater Manchester?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you will be invited to pick up the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
Is it the case that all Greater Manchester solicitors on the Coventry BS conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Coventry BS conveyancing panel they would need to be regulated by the SRA. Some mortgage companies do list licenced conveyancers on their panel and in such a situation the firms would be overseen by the CLC.
We are getting a further advance on our home loan from Nottingham as we want to conduct alterations to our property in Greater Manchester. Are we obliged to appoint a bricks and mortar Greater Manchester solicitor on the Nottingham conveyancing panel to handle the legals?
Nottingham do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham conveyancing panel.
It has been three months following my purchase conveyancing in Greater Manchester completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a house in Greater Manchester in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks may not grant a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Greater Manchester. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to appoint a conveyancing solicitor for freehold conveyancing in Greater Manchester. I have discover a site which seems to have the perfect solution If it is possible to get all the legals completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?