Can your site be used to recommend a Conveyancing solicitor in Oxted even where I’m not buying or selling a house, for instance if I intend to buy an office in Oxted with a mortgage from Aldermore?
The service is primarily there to help choose residential conveyancing solicitors in Oxted but we have listed towards the end of this page a few Oxted commercial conveyancing firms. You should enquire with the solicitors directly to establish if they can also act for Aldermore
I am planning to move house in September. Will my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you recommend a removal company in Oxted. Conveyancing solicitor was found before I stumbled across your page.
On the day of completion you can collect the keys from the estate agent but this can only happen once the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be passed over. After that you will need to inform the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you find a conveyancing in Oxted or a solicitor with expertise in conveyancing in Oxted.
I currently have a mortgage with Principality for my property in Oxted. Conveyancing was finalised 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval prior to letting out your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel solicitor.
The formalities of my purchase has taken place for my property in Oxted. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
About to purchase a new build apartment in Oxted. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Oxted
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I am looking for a leasehold apartment up to £245,000 and found one close by in Oxted I like with amenity areas and station in the vicinity, the downside is that it only has 61 remaining years left on the lease. There is not much else in Oxted for this price, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan that many years will be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
Am I right to be suspicious that third parties that I am dealing with are recommending a web based conveyancing firm rather than a High Street Oxted conveyancing company?
As with many professional services, often referrals from connections can be extremely useful or valuable. Yet there are lots of players in a conveyancing deal; estate agents, financial adviser and mortgage companies may suggest solicitors to use. Sometimes these lawyers might be known to one of the organisations as experts in their field, but sometimes there may be a financial incentive behind the endorsement. You have the right to choose your own lawyer. You need to be aware that most lenders specify a panel list of conveyancers you have to use for the mortgage aspect of your home move.
Am I best advised to go with a Oxted conveyancing practitioner based in the vicinity that I am purchasing? I have an old university friend who can execute the legal work however her office is a couple of hundredkilometers away.
The benefit of a local Oxted conveyancing firm is that you can attend the office to sign paperwork, deliver your ID and pester them if necessary. They will also have local knowledge which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were impressed that must surpass using an unfamiliar Oxted conveyancing solicitor just because they are round the corner.