I just acquired a flat at auction in Quedgeley. Conveyancing is needed. What happens now?
Given that you are now legally bound yourself to purchase you must appoint a conveyancing solicitor quickly as you will have a pending a fixed date to complete the deal. All auction property should have a corresponding legal set of papers. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You must give this to the lawyer working for you as soon as possible. You also need to ensure that your finances are in place to complete on the on the contractual date .
We previously instructed conveyancers with offices in Quedgeley on the Kent Reliance solicitor panel. They have just invoiced me a supplemental charge for the legal aspects of the Kent Reliance mortgage. Is this an additional conveyancing fee set by Kent Reliance?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. The fee is not set by Kent Reliance but by your Quedgeley property lawyer. Some firms on the Kent Reliance panel will quote an ‘acting for lender’ fee but many firms include it on their overall fee.
I am currently in the process of buying my council flat in Quedgeley. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
How does conveyancing in Quedgeley differ for newly converted properties?
Most buyers of new build residence in Quedgeley come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because builders in Quedgeley tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Quedgeley or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Quedgeley is the location of the property. Can you offer any advice?
Flying freeholds in Quedgeley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Quedgeley you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Quedgeley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How straightforward is it to use the search tool to locate a conveyancing solicitor in Quedgeley on the authorised to act for my bank?
First pick a mortgage company such as National Westminster Bank, Skipton Building Society or Clydesdale then type in your preferred area such as Quedgeley. Conveyancing firms in Quedgeley and beyond will then be shown.
I need to instruct a conveyancing solicitor in Quedgeley for my purchase. Can I review a solicitor's complaints history with the profession’s regulator?
You may find presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training reasons.
I am looking to buy a property and need a conveyancing solicitor in Quedgeley who is on the mortgage company approved panel. Could you point me in the right direction as regards a Quedgeley conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who do conveyancing in Quedgeley. We dont recommend any particular conveyancing practice.