I have given 2 months notice to my existing landlord and must leave my let out flat in Lanchester by 20/3/2025. Conveyancing for my house purchase has just started. Is it possible to complete in a couple of weeks as I wish to avoid having to find temporary accommodation?
Generally one should not serve notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, update to your conveyancer and urge them to they apply pressure on the sellers lawyers, try to an agreed time frame that all parties will aim to achieve
It is a dozen years since I purchased my home in Lanchester. Conveyancing lawyers have now been appointed on the sale but I can't find my title documents. Is this a problem?
Don’t worry too much. First the deeds may be with the mortgage company or they may be in the possession of the solicitor who acted in your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Lanchester involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.
I am considering applying for a Nationwide mortgage for purchase of a newly converted (under development) in Lanchester with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Nationwide ?
In theory, you could use a solicitor that is not on the Nationwide conveyancing panel, but Nationwide would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I'm purchasing my first flat in Lanchester with the aid of help to buy. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not to tell my solicitor about the deal as it may impact my loan with Coventry Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a couple of weeks into a leasehold purchase having been recommend to a firm by the estate agent to carry out the conveyancing in Lanchester. I am am very disappointed with the quality of service. Can you help me find new solicitors?
A conveyancer would have to be very bad in order to consider changing them. Has the mortgage been generated? In the event that it has you need to inform them of the new contact details and ensure the loan are re-sent. The solicitor ideally needs to be on the banks panel to avoid added costs and delays. That should be your first question of the new conveyancers. The find a solicitor tool can help you find a lender approved solicitor for your conveyancing in Lanchester
Whilst your website is a good idea there are many lawyers listed near Lanchester being on the bank conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our lender?
We are not in the business of recommending one firm above another as the right Lanchester conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Lanchester knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..