We were about to choose a conveyancing solicitor in Ouston found using your comparison tool but stumbled across some other estimates on the internet appear less expensive – why is this?
There are hundreds of solicitors advertising what appear to be cut price. We would encourage you to give due consideration as to how much you respect your own move to you are willing to be penny wise pound foolish concerning the standard of the conveyancing. Many of them list a bargain fee as a headline but plant supplemental costs in the fine print..
How up to date is your database of Ouston solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Ouston conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Ouston. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/6/2025, the requirements read as follows :
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a property in Ouston? or I am told that there is historic law that could mean that owners of property living in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Ouston?
Unless a prior acquisition of the property took place post 12 October 2013 you may assume that lawyers delivering conveyancing in Ouston to continue to suggest a chancel search and or insurance against a claim.
Me and my brother own a 4 bedroom Georgian property in Ouston. Conveyancing practitioner acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ouston and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing practitioner who completed the work.
Due to the encouragement of my in-laws I had a survey completed on a property in Ouston before instructing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will refuse to issue a mortgage on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ouston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ouston to see if the conveyancing costs will increase in light of this.