I was advised recently by my lender that my Ouston solicitor is not on the bank Conveyancing panel. What can I do to check?
The best course of action for you to take is to call your Ouston conveyancer. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
We are purchasing a property and require a conveyancing solicitor in Ouston who is on the Principality conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Ouston.
I am helping my mother sell her property in Ouston. Does the conveyancer commission an EPC or do I organise this?
Following the abolition of Home Packs, EPC’s became a mandatory part of selling a house. An energy performance certificate needs to be to hand in advance of the property being marketed. This is not a task that solicitors ordinarily organise. Where you are instructing a Ouston conveyancing practitioner they may be willing to arrange energy performance certificates given their relationships with reputable local energy assessors
I had an offer accepted on a house in Ouston on 11/11/2025, valuation was booked 2 days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in Ouston accepted, but there is a chain. The vendors have offered on on an apartment, but it’s not yet tied up, and are looking at other properties in the pipeline. I have chosen a local conveyancing solicitor in Ouston. What should be my next step? When do I get the mortgage application with Virgin Money started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then survey, Ouston conveyancing search fees, etc). First, you should ensure that your property lawyer is on the Virgin Money approved list. Concerning the next phase this very much depends on the circumstances of your case, motivation for the property and on the state of the market. In a rising market the majority of purchasers will apply for a home loan with Virgin Money and pay for the valuation and only if it comes back ok would they request their lawyer to press on with searches.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who dealt with the conveyancing in Ouston 5 years ago have long since closed. What are my next steps?
In today’s world there are copies made of almost everything, and your lawyer will be aware exactly where to locate all the suitable documentation so you can purchase or dispose of your property without any difficulty. If copies can’t be located, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on the property.
I'm purchasing a new build house in Ouston with the aid of help to buy. The sellers would not budge the amount so I negotiated £7000 of extras instead. The property agent suggested that I not to tell my conveyancer about the extras as it could jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I work for a busy estate agency in Ouston where we have witnessed a number of leasehold sales derailed as a result of leases having less than 80 years remaining. I have been given conflicting advice from local Ouston conveyancing solicitors. Can you clarify whether the vendor of a flat can start the lease extension process for the buyer?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Ouston Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
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Does the lease contain onerous restrictions? If a Ouston lease has no more than eighty years it will affect the marketability of the property. Check with your bank that they are content with residual term of the lease. A short lease means that you will almost definitely need a lease extension at some point and it is worth discovering how much this will be. Remember, in most cases you would be be obliged to have been the owner of the residence for 24 months in order to be legally able to extend the lease. Please inform me if there are any major works anticipated that will add a premium to the maintenance costs?