My financial adviser has asked me for my Whickham solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have called my local Whickham office but they have not responded to me.
Have you tried contacting your Whickham lawyer about this?. Most Whickham law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Whickham so that I can pop in to their offices if necessary.
Whereas this was necessary twenty years ago, most mortgage companies no longer oblige their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to supply identification documents and there are still manifest advantages to choosing a local practitioner, in your situation a conveyancing solicitor in Whickham.
I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Whickham for a purchase of a leasehold flat 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whickham conveyancing specialists.
I am buying a new build house in Whickham with a loan from Barclays . The builders refused to reduce the price so I negotiated 6k of extras instead. The estate agent advised me not reveal to my conveyancer about the deal as it would jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to find a conveyancing solicitor for residential conveyancing in Whickham. I've land on a site which looks to be the ideal solution If there is a chance to get all the legals completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I acquired a house in Whickham last 23/7/2024 and to date it is still not registered with HMLR. It was part of a development site and my conveyancing practitioner told me that it can take one year to complete the registration formalities. I have contacted the Land Registry directly and they have informed me the initial application was cancelled due to questions not being addressed in time. What can I do?
It is your lawyer that you should get in touch with in order to satisfy any concerns which have arisen as part of the registration formalities for your Whickham property. Normal Whickham conveyancing practice includes an undertaking on the part of the vendor’s conveyancing practitioner that they will help resolve any question raised by HMLR so it may be a case of seeking to enforce that undertaking in some way.