What does my ID and proof of funds have anything to do with my conveyancing in East Boldon? Is this really necessary?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms and Conditions that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to provide ID verification documents, your solicitor would not be able to accept instructions from you.
My stepmother advised me that in purchasing a property in East Boldon there could be a number of restrictions preventing external alterations to a property. Is this right?
There are anumerous of properties in East Boldon which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in East Boldon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are buying a victorian detached house in East Boldon. Our aim is to carry out an extension to the side at the property.Will the conveyancing process include investigations to see if these works are allowed?
Your solicitor should review the deeds as conveyancing in East Boldon will on occasion reveal restrictions in the title deeds which prevent categories of changes or need the permission of a 3rd party. Some works call for local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I am currently in the process of buying my council flat in East Boldon. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I have a semi-detached Georgian property in East Boldon. Conveyancing solicitor represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in East Boldon and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who carried out the work.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. East Boldon is the location of the property. Can you offer any opinion?
Flying freeholds in East Boldon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East Boldon you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East Boldon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to instruct a conveyancing practitioner in East Boldon for my house move. Can I see a solicitor's complaints history with the legal regulator?
One may review presented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator could recorded call for training requirements.
How much will conveyancing in East Boldon cost?
The total sum levied for East Boldon conveyancing charges may differ considerably from company to company. Given these differences it especially critical for you to find this out before you choose a solicitor. It is advisable to find a few fee estimate.