I am buying a flat in Crook. My lawyer has never been on on the lender approved list. Is it possible for me to continue with my Crook conveyancing solicitor notwithstanding that they are not on the mortgage company panel of approved conveyancing solicitors?
You have numerous choices open to you here
- Complete the deal with your chosen Crook lawyer but your mortgage company will need to appoint a conveyancing practitioner from their approved list. The net result is additional fees together with probable frustration.
- Choose a new lawyer to conduct the conveyancing, obviously checking they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to get listed on the lender’s panel of solicitors
What is the optimum way to discover of the solicitor handling my conveyancing in Crook is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus paying £192.00 in additional conveyancing fees.
You should make use of the find a conveyancing panel solicitor tool on this page. Please choose the lender and type ‘Crook’ or your preferred area and you will discover a number of lawyer offices in Crook or near you.
I decided to have a survey carried out on a property in Crook before retaining solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks may refuse to give a loan on this type of house.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Crook. Conveyancing will be smoother if you use a solicitor in Crook especially if they regularly deal with such properties in Crook.
Is there anything unique about your site and alternative internet conveyancing solicitors when it comes to conveyancing in Crook?
At this site obtain a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Crook. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you appoint them for your conveyancing in Crook
My wife and I purchased a leasehold flat in Crook. Conveyancing and Yorkshire Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Crook who acted for me is not around. Any advice?
First make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Crook conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Crook Leasehold Conveyancing - A selection of Questions you should consider Prior to Purchasing
What prohibitions are contained in the Crook Lease? Is the freehold owned collectively by the leaseholders? What is the annual service fee and ground rent?
How easy is it to change a solicitor as I need to find a Crook based firm who is on the lender conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet appointed a solicitor to commence the conveyancing and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Crook that you're considering.