Find a Lender-Approved Local Conveyancer in Millwall

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Reasons to use our Millwall conveyancing solicitors

  • 1 Over the years Millwall solicitor have developed excellent working relationships with Millwall local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of handling your conveyancing in Millwall.
  • 2 Millwall conveyancer are the key to a successful Millwall conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 3 Our site is the only site that enables you the ability to check that your conveyancing in Millwall will be carried out by a conveyancer on your bank approved panel.
  • 4 Regardless alternative companies inform you it may be necessary to attend your conveyancer to sign legal papers. There are enough parties involved in a conveyancing transaction without having to include Royal Mail into the pot.
  • 5 Solicitors that specialise in conveyancing in Millwall have a grasp oflocal issues peculiar to Millwall and therefore you may benefit from better advice and speedier conveyancing.

Examples of recent conveyancing in Millwall since March 2020*

Recently asked questions about conveyancing in Millwall

My friend's brother is a property lawyer. I expect that I can be offered preferential rates for conveyancing, However if that does not come through, what kind of figure would I typically be looking at for conveyancing in Millwall?

It’s a good idea to obtain 3 or more like-for-like conveyancing estimates. Make use of our search tool on this site. The amounts seem to vary but service levels do are distinct between law firms as is true with the vast majority of professional services.

I have 70 years remaining on my lease and require a lease extension for my apartment in Millwall. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/6/2020 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Originations (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Originations (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Originations):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Originations (Will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Starting Ground Rent greater than 0.1% of the property value
- Ground Rent review period less than or equal to 5 years
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI

Refer to Originations (Valuer will consider any impact on valuation figure and marketability):
- Ground Rent is linked to any indices greater than RPI
- Ground Rent is linked to the value of the building*
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Originations):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- Starting Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than 5 years
- Ground Rent escalation less than or equal to RPI

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

2 months have gone by following my purchase conveyancing in Millwall concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Millwall is the location of the property. Is there any guidance you can give?

Flying freeholds in Millwall are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Millwall you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Millwall may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Hoping to buy a property located in Millwall and I am already nervous. I couldn't find anything specific about Millwall. Conveyancing will be needed in due course but do you know about the Millwall area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Millwall. In the meantime here are some basic statistics that we found

I am intending to rent out my leasehold apartment in Millwall. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?

Some leases for properties in Millwall do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord cannot unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

I am the registered owner of a first floor flat in Millwall. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?

You certainly can. We can put you in touch with a Millwall conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a Millwall property is 12, 14 & 16 Hull Close in May 2010. the Tribunal determined that the premium payable for the acquisition of the freehold to the subject premises was the sum of £18,300 This case related to 3 flats. The remaining number of years on the lease was 101.61 years.

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Sample of conveyancing solicitors in Millwall regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Millwall but also conveyancing throughout England and Wales.

  • Miller Evans Llp, 19 Pepper Street, London, E14 9RP
  • Curling Moore Solicitors & Advocates, Crystal House (2nd Floor), 10 Lanark Square, Cross Harbour, London, E14 9RE
  • Holden Haie Solicitors, Second Floor, 5 Harbour Exchange, Harbour Square, London, London, E14 9GE
  • Kidd Rapinet Llp, 29 Harbour Exchange Square, London, Greater London, E14 9GE
  • B Gadwah Limited, 225 Marsh Wall, 3rd Floor, Suite 20, London, London, E14 9FW

Residential Landlord and Tenant Conveyancing solicitors in Millwall

The firms listed below are a non-comprehensive list of solicitors in Millwall with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Service charge disputes

  • Merchiston Solicitors Ltd, City Reach, 7th Floor, Capital Suite, 5 Greenwich View Place, London, E14 9NN
  • Miller Evans Llp, 19 Pepper Street, London, E14 9RP
  • Curling Moore Solicitors & Advocates, Crystal House (2nd Floor), 10 Lanark Square, Cross Harbour, London, E14 9RE
  • Kidd Rapinet Llp, 29 Harbour Exchange Square, London, Greater London, E14 9GE
  • Holden Haie Solicitors, Second Floor, 5 Harbour Exchange, Harbour Square, London, London, E14 9GE

Domestic Licensed Conveyancers in Millwall regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Millwall but also conveyancing across England and Wales.
  • Walter Saunders, 382 Brockley Road, SE4 2BY
  • T J Ball & Company, 49 Leytonstone Road, E15 1JA
  • Stratega Law Ltd, Sutherland House, W1F 7TE

Neighboring Locations

Cubitt Town
Millwall
Isle of Dogs
Dockland Settlement
Deptford

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.