Find a Lender-Approved Local Conveyancer in Millwall

Ready to buy a new home? Find a law firm approved by your lender.

Selecting the right solicitor is the most important decision when it comes to your Millwall conveyancing

Main reasons to let us assist you select a high street conveyancing solicitor in Millwall

  • 1 Personal touch together with pure property experience are key benefits that you should look for when choosing conveyancing solicitors. Millwall home moves can be made a lot more complicated due to lack of transparency between all the parties. The lawyers we work with strive to make sure that communication channels are open and act on arising issues and developments quickly.
  • 2 There is a distinct possibility the the solicitors for the other party are located in Millwall - if so both parties are likely to be familiar
  • 3 Property lawyer conveyancing solicitors have valuable personal links with Millwall selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 The accumulation of transactions means that Millwall conveyancer have developed very good working relationships with Millwall local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of dealing with your house sale or purchase in Millwall.
  • 5 The Millwall conveyancing firms that are listed are dedicated to providing the most cost, efficient and accessible conveyancing service to borrowers, sellers and investors in Millwall

Examples of recent conveyancing in Millwall since February 2022*

Recently asked questions about conveyancing in Millwall

My husband and I intend to remortgage our flat in Millwall with Kent Reliance. We have a son 18 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this document specific to the Kent Reliance conveyancing panel as he never had to sign this form when we purchased 5 years ago (2) Does our son by signing this compromise his rights to inherit the property?

First, rest assured that your Kent Reliance conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

We are planning to acquire a house and need a conveyancing solicitor in Millwall who is on the RBS approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Millwall.

I am about to put an offer on a leasehold apartment in Millwall. The property agents assure me that it is usual for flats in Millwall to have less than 75 years unexpired on the lease. I am obtaining a mortgage with Nationwide Building Society. Will the property be mortgageable given that the lease has 69 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/5/2022 the requirements read as follows :

- Our minimum unexpired lease term is 55 years.
- There must be at least 30 years remaining at the end of the mortgage term (regardless of the length of lease at the start).

Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 55 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period is less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 55 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial, etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (Will be declined)
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house (does not apply to Shared Ownership)
- Starting Ground Rent greater than 0.1% of the property value
- Ground Rent review period less than or equal to every 5 years
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Ground Rent is linked to any indices greater than RPI
- Ground Rent is linked to the value of the building*
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- Starting Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than 5 years
- Ground Rent escalation less than or equal to RPI

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years.

The deeds to our house are lost. The solicitors who conducted the conveyancing in Millwall 5 years ago have long since closed. What do I do?

Assuming the title is registered the information relating to your ownership will be retained by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.

Should I be suspicious that brokers that I am dealing with are suggesting an internet conveyancing firm rather than a local Millwall conveyancing firm?

As is the case with many service providers, often input from relatives can be extremely useful or valuable. Nevertheless there are many parties with a keen interest in a conveyancing deal; estate agents, financial adviser and mortgage companies might all put forward conveyancers to select. Sometimes the conveyancers might be known to one of the organisations as being good in their field, but sometimes there might be a financial incentive behind the recommendation. You have the right to appoint your preferred lawyer. Don't forget that many mortgage providers operate an approved list of solicitors you are obliged to use for the lender aspect of your home move.

Is it true that a Millwall conveyancing company got sued by clients for failing to conduct the appropriate conveyancing investigations?

We are not aware of such a Millwall conveyancing matter but it has been reported that, a couple buying a property in Cumbria successfully won a case against their lawyer due to development plans to erect a wind farm failing to be picked up in conveyancing searches.

Where you are purchasing in Millwall It is important that your conveyancer carry out all Millwall conveyancing searches necessary making sure that you have relevant and up to date information ahead of buying a property.

Last updated

Sample of conveyancing solicitors in Millwall regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Millwall but also conveyancing throughout England and Wales.

  • Miller Evans Llp, 19 Pepper Street, London, E14 9RP
  • Curling Moore Solicitors & Advocates, Crystal House (2nd Floor), 10 Lanark Square, Cross Harbour, London, E14 9RE
  • Kidd Rapinet Llp, 29 Harbour Exchange Square, London, Greater London, E14 9GE
  • Holden Haie Solicitors, Second Floor, 5 Harbour Exchange, Harbour Square, London, London, E14 9GE
  • B Gadwah Limited, 225 Marsh Wall, 3rd Floor, Suite 20, London, London, E14 9FW

Domestic Licensed Conveyancers in Millwall regulated by the Council of Licensed Conveyancers

Please note that the listed conveyancers do not limit their work for conveyancing in Millwall but also conveyancing across England and Wales.
  • Walter Saunders, 382 Brockley Road, SE4 2BY
  • T J Ball & Company, 49 Leytonstone Road, E15 1JA
  • Stratega Law Ltd, Sutherland House, W1F 7TE

Planning law solicitors in Millwall regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Millwall practicing in planning law. This should include advice on development on contaminated land
  • Beverley Morris & Co Incorporating Peter Egan & Co, 62 Lewisham High Street, London, London, SE13 5JH
  • Beverley Morris & Co, 35 Montpelier Vale, Blackheath Villiage, London, SE3 0TJ
  • Adams Solicitors, Adams House, 129 Mile End Road, London, E1 4BG
  • Reynolds Porter Chamberlain Llp, Tower Bridge House, St. Katharines Way, London, E1W 1AA
  • Norton Rose Fulbright Llp, 3 More London Riverside, London, London, SE1 2AQ

Neighboring Locations

Cubitt Town
Millwall
Isle of Dogs
Dockland Settlement
Deptford

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.