I was informed today by my financial adviser that my Silvertown solicitor is not on the lender Conveyancing panel. What can I do to be sure whether this is correct?
You need to call your Silvertown conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
We are buying a detached bungalow in Silvertown. We would like to convert the garage to a playroom at the property.Will legal investigations on the property involve checks to ascertain if these works are allowed?
Your conveyancer will review the deeds as conveyancing in Silvertown will occasionally reveal restrictions in the title deeds which restrict categories of works or require the consent of another owner. Certain works require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
Can you point me to a directory of Aldermore panel conveyancers in Silvertown on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable on the web. Where you are seeking to appoint a Silvertown lawyer on the Aldermore please make the most of our tool.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being a right pain. The Silvertown solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a property and the lawyer has mentioned Chancel Repair to which the house could be liable because it falls into the area of such a church. He has suggested insurance. Is this really required for conveyancing in Silvertown
Unless a prior purchase of the property took place after 12 October 2013 you may expect lawyers carrying out conveyancing in Silvertown to remain recommending a chancel search and or chancel repair liability insurance.
I have a terraced Victorian property in Silvertown. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Silvertown and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Silvertown and how can you help?
The particular law that you refer to affords a safeguard to commercial tenants, giving them the dueness to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Silvertown
Looking forward to complete next month on a studio apartment in Silvertown. Conveyancing solicitors assured me that they report fully next week. What should I be looking out for?
Your report on title for your leasehold conveyancing in Silvertown should include some of the following:
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It needs to be made clear to you if the lease allows you to add or improve aspects of the flat- you should be made aware as to whether it applies to all alterations or limited to structural alteration, and whether permission is mandated necessary Repair and maintenance of the flat Details of the parties to the lease, for instance these could be the lessee, superior lessor, landlord The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Whether the lease restricts you from renting out the flat, or having a home office for business
I am the proprietor of a second floor flat in Silvertown. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the premium payable for a lease extension?
You certainly can. We are happy to put you in touch with a Silvertown conveyancing firm who can help.
An example of a Lease Extension decision for a Silvertown residence is 46 Credon Road in January 2014. On 11 September 2013 Deputy District Judge Price sitting at the Bow County Court made a vesting order that the freeholder surrender his lease and be granted a new lease of the Premises on such terms as may be determined by the First Tier Tribunal (Property Chamber).The appropriate sum as concluded by the Tribunal was £7225 This case affected 1 flat. The number of years remaining on the existing lease(s) was 69.77 years.