I am expecting a mortgage offer from Halifax. I intend to retain the legal services of a Licensed Conveyancer in Charlton. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can your site be used to find a Conveyancing solicitor in Charlton even if I’m not buying or disposing of a house, for instance if I intend to buy a shop in Charlton with a mortgage from Barclays ?
Our search tool is predominantly used to help choose domestic conveyancing solicitors in Charlton but we have recorded at the end of this page a few Charlton commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they are also authorised to represent Barclays
My mortgage company has recommended a law firm on their panel based in Charlton but I would rather use a conveyancing lawyer in Charlton or nearer to where I live. Can you help?
The minority of Charlton conveyancing solicitors are listed all lender’s conveyancing panel. Do make use of our search tool to choose a Charlton conveyancing firm on the on the mortgage company panel.
I need some quick conveyancing in Charlton as I am under pressure to exchange contracts in less than one month. Luckily I do not require a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Charlton the following are examples of what can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I have been on the look out for a leasehold apartment up to £305k and identified one near me in Charlton I like with open areas and station nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Charlton suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the shortness of the lease will be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.
How does one as executor remove a deceased person's name from the title register for a property in Charlton?
If a Charlton property is co-owned and one of the owners passes away, the name will not automatically be removed from the title deeds. You are not required to amend the title as when it comes to a sale your conveyancer would simply need to evidence as to the reason the joint owner is missing from the transfer, such as a grant of probate.
With the aim of making things more straight forward for the sale of the property you may apply to have the deceased person removed from the title entries by submitting an application to HMLR with proof of the death. There is no land registry fee payable.