Is it possible for conveyancing in Charlton to be completed in less than 3 weeks?
In a situation where you are under a tight deadline for your conveyancing we would recommend that your lawyer is familiar with the area as they will have local relationships and intelligence. It is even conceivable that they could have conducted otherhomes in the same road. You would be best advised to use a Charlton conveyancing lawyer. In addition, make sure that the conveyancing firm is on the on the approved list for your mortgage company. It is believed that 18% of Charlton conveyancing transactions are frustrated or derailed after finding out that a purchaser’s lawyer was not on their banks member panel. In many cases this discovery resulted in the transaction being frustrated by an average of three weeks. It is believed that this issue impacts approximately 100,000 home moves every year. Almost all Charlton conveyancing firms can not represent certain mortgage companies so do check at the outset.
What does my ID and proof of funds have anything to do with my conveyancing in Charlton? What am I being asked for?
In order to comply with Money Laundering Regulations any Charlton conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility bill showing your correct address.
In accordance with Money Laundering Regulations, conveyancers are obliged by law to check not only the ID of conveyancing clients but also the source of monies that they receive in respect of any matter. An unwillingness to disclose this will lead to your conveyancer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers will have an obligation to notify the appropriate authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
What can a local search inform me regarding the house we're buying in Charlton?
Charlton conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Charlton conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
The deeds to our property are lost. The conveyancers who did the conveyancing in Charlton 10 years ago are no longer around. What do I do?
As long as you have a registered title the details of your proprietorship will be retained by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and obtain up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
I was recommended by a number of selling agents in Charlton to locate a property lawyer using your seach tool. Is there a financial upside for Estate Agents to promote your site over a competitor’s?
We refuse to make any referral fee for directing people to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Why can I not complete our conveyancing in Charlton on Easter Monday?
This is due to the fact that on completion the purchase price needs to pass between the banks of the purchaser and owner’s lawyer and at present this can only occur on a business day. So you can't complete on a weekend either.