It may have been a long time coming a loan offer from Santander for the refinancing of my 2 bedroom apartment is to be issued any day now. Could you put forward a cheap conveyancing solicitor in Charlton?
You have come to the wrong site to search for cut-price fees for conveyancing in Charlton. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies seducing you with ninety nine pound conveyancing in Charlton. The optimum outcome, in being led by cheap conveyancing, you will get your money’s worth and at worst it will result in you invoiced for extras and still not receive the service required.
Last February we completed a house move in Charlton. We have since encountered a number of problems with the house which we suspect were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been conducted as part of conveyancing in Charlton?
The question is vague as to the nature of the problems and if they are specific to conveyancing in Charlton. Conveyancing searches and investigations undertaken during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor answers a form referred to as a Seller’s Property Information Form. If the information turns out to be inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Charlton.
The Charlton conveyancing firm that just started acting on my purchase in Charlton have without warning shut down. I only went with them because I had to have a firm on the Coventry BS conveyancing panel and my previous Charlton lawyer was not. I cut them a cheque for £250 in advance. What should be my next steps?
If you have an estate agent involved then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Coventry BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.
Have just purchased a probate house at auction in Charlton. Conveyancing is necessary. What happens now?
Given that you are now to all intents and purposes signed on the dotted line you will need to find a conveyancing practitioner soon as you now have a pending deadline in which to complete the conveyancing. Every auction property should have a bespoke legal pack. This will likely include most,if not all of the documents that your conveyancer will need. If you have purchased leasehold property the legal pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete the transaction on the set completion date.
I happen to be the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Charlton. Conveyancing formalities meant that the Land Registry date was in March. I want to move. I do know about the CML six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in March. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Some lenders would take a practical view as this clause principally exists to identify the purchase and immediately sell or the quick reselling of property.
I am selling my house. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being difficult. The Charlton solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Me and my brother own a terraced Edwardian house in Charlton. Conveyancing lawyer acted for me and TSB. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Charlton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the purchase.
I am seeking to purchase a repossessed house in Charlton and the bank selling would like to complete inside a month. Do solicitors complete in this timeframe? Am I best advised to use a high street Charlton firm or an online organisation that advertises to offer speedy conveyancing?
Attend your Charlton shopping parade. Go in to two or three solicitor’s offices and request to see a conveyancing solicitor for an estimate. Set out your situation and try and obtain a commitment on time frames. Appoint the one that seems most efficient. Be sure to select a lawyer on the list of lawyers approved by your lender.