Find a Lender-Approved Local Conveyancer in Charlton

Ready to buy a new home? Find a law firm approved by your lender.

Choosing the right solicitor is the most important decision when it comes to your Charlton house move

Reasons to use our Charlton conveyancing solicitors

  • 1 Personal touch and pure property expertise are key benefits that you should look for when choosing conveyancing solicitors. Charlton conveyancing can be made significantly more complicated as a result of poor communication between all the parties. The lawyers listed endeavour to make sure that communication channels are open and act on arising issues and developments quickly.
  • 2 Charlton conveyancer are the linchpin to a successful Charlton home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 3 Lawyer conveyancing firms have excellent personal connections with Charlton estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 There is a better than average chance that the other side’s lawyers are located in Charlton - if so both parties will be less confrontational
  • 5 Charlton solicitors have a crucial edge when it comes to Charlton conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will affect your home move

Examples of recent conveyancing in Charlton since January 2021*

Recently asked questions about conveyancing in Charlton

I am in the process of selling my flat in Charlton and the estate agent has just called to say that the purchasers are appointing a new property lawyer. I am told that this is due to the fact that the bank will only work with property lawyers on their conveyancing panel. On what basis would a major mortgage company only engage with certain law firms rather the firm that they want to select to handle their conveyancing in Charlton ?

Mortgage companies have always had panels of law firms they are content to work with, but in the last few years big names such as HSBC, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for decades.

Mortgage companies blame a rise in fraud as the reason for the reduction – criteria have been tightened as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The purchasers are unlikely to have any impact on this.

Last month we had a mortgage agreed in principle with Santander. Charlton conveyancing lawyers were appointed. What is the average time that one could expect to receive a mortgage offer from Santander?

Some lenders take longer than others. Have Santander conducted the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

We have agreed to purchase a house in Charlton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?

As your lender is HSBC your lawyer must follow the formal requirements contained in Section two of UK Finance Lenders’ Handbook for HSBC. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to HSBC where a lease fails to meet these specifications. The provisions relate to the installation of panels on properties nationwide and is not limited to Charlton.

About to purchase flat in Charlton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Charlton conveyancing practitioner is on the Skipton conveyancing panel.

I opted to have a survey carried out on a property in Charlton before appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may refuse to issue a loan on such a home.

It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Charlton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Charlton to see if the conveyancing will be more expensive.

Are there any apps to assist me to search for a Charlton solicitor on the Aldermore conveyancing panel? I drive a motor bike and am prepared to travel upto 25kilometers to meet the lawyer.

You can use the tool on this website. Please pick a lender and your location and you will see a number of Charlton conveyancing lawyers located nearest you. We have listed some Charlton conveyancing firms towards the end of this page and you can call them to see whether they are on the Aldermore panel

Am I better off to appoint a Charlton conveyancing solicitor who is local to the property I am buying? An old friend can execute the conveyancing however his firm is located 300miles away.

The benefit of a local Charlton conveyancing firm is that you can attend the office to sign documents, present your identification documents and pester them where appropriate. Having local Charlton know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and they were content that should trump using an unfamiliar Charlton conveyancing solicitor just because they are round the corner.

What are your top tips when it comes to finding a Charlton conveyancing firm to carry out our lease extension conveyancing?

When appointing a solicitor for lease extension works (regardless if they are a Charlton conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Charlton conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:

    How many lease extensions has the firm carried out in Charlton in the last year? How familiar is the practice with lease extension legislation?

Despite our best efforts, we have been unsuccessful in trying to purchase the freehold in Charlton. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most definitely. We can put you in touch with a Charlton conveyancing firm who can help.

An example of a Lease Extension case for a Charlton flat is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case was in relation to 2 flats. The unexpired residue of the current lease was 72 years.

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Sample of conveyancing solicitors in Charlton regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Charlton but also conveyancing throughout England and Wales.

  • Oasis Solicitors, 8 The Village, Charlton, London, SE7 8UD
  • Hudgell & Partners, 35-36 Market Street, London, SE18 6QP
  • Whitehorse Solicitors, Island Business Centre, 18-36 Wellington Street, London, SE18 6PF
  • Atlantic Solicitors, Suite 209 Island Business Centre, 18-36 Wellington Street, Woolwich, London, London, SE18 6PF
  • Hughes-narborough & Thomas, 83-85 Powis Street, London, SE18 6JX

Commercial Conveyancing solicitors in Charlton regulated by the SRA

The list below is a small selection of solicitors in Charlton with expertise in commercial conveyancing in Charlton. This could include advice on buying and selling small and large scale commercial property and agricultural land
  • Oasis Solicitors, 8 The Village, Charlton, London, SE7 8UD
  • Hudgell & Partners, 35-36 Market Street, London, SE18 6QP
  • James Solicitors, Ground Floor, 18-36 Wellington Street, London, SE18 6PF
  • Whitehorse Solicitors, Island Business Centre, 18-36 Wellington Street, London, SE18 6PF
  • Atlantic Solicitors, Suite 209 Island Business Centre, 18-36 Wellington Street, Woolwich, London, London, SE18 6PF

Residential Licensed Conveyancers in Charlton regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Charlton but also conveyancing across England and Wales.
  • Walter Saunders, 382 Brockley Road, SE4 2BY
  • T J Ball & Company, 49 Leytonstone Road, E15 1JA
  • Cain Associates Llp, 297 The Broadway, DA6 8DG
  • Suriya & Douglas, Suite B, 7th Floor, Charter House, IG1 1UF

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.