Do all mortgage companies provide you with an approved list of Charlton conveyancing solicitors? How do you know who is on the TSB conveyancing panel?
Charlton conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
We are close to exchanging contracts on the sale of our home in Charlton and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an internet conveyancing practice as opposed to a conveyancing solicitor in Charlton. Having lived in Charlton for many years we know of no issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have todaydiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in Charlton for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Charlton conveyancing specialists.
I'm purchasing a new build house in Charlton with a loan from Skipton Building Society. The developers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not inform my conveyancer about this side-deal as it would jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Charlton is where the house is located. Is there any guidance you can impart?
Flying freeholds in Charlton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Charlton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Charlton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have just had an offer accepted on a leasehold flat in Charlton and the broker that we are dealing with recommended his conveyancer. He quoted £1000 plus VAT and 3rd party costs. Does this sound expensive?
Don't just go on 1 estimate. One should obtain like-for-like quotes for your conveyancing in Charlton. Then select one that you trust and crucially, is on the approved list of the bank that you are sourcing your mortgage from.