My aunt passed away 10 months ago and as sole heir and executor I was left the house in Cubitt Town. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
If you intend to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Can I be sure that the Cubitt Town conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Cubitt Town seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your transaction.
It is unclear whether my mortgage offer requires a lease extension. I have called my Cubitt Town building society branch on a couple of occasions and was told it wasn't a problem and they will lend. My Cubitt Town conveyancing solicitor - who is on the lender conveyancing panel- called to say that they will not lend based on their specific requirements. Who do I believe?
As long as the lawyer is on the mortgage company approved list, they must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on an apartment in Cubitt Town on 29/12/2025, valuation was booked five days later, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
What will a local search inform me concerning the property we're buying in Cubitt Town?
Cubitt Town conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for example Searchflow The local search is essential in every Cubitt Town conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Am I right to be wary that 3rd parties that I am dealing with are recommending a nationwide conveyancing firm as opposed to a High Street Cubitt Town conveyancing firm?
As with lots of service providers, often recommendations from relatives can be worth their weight in gold. Yet there are numerous parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and lenders might all put forward lawyers to select. Sometimes these solicitors might be known to one of the organisations as experts in their field, but occasionally there exists a commercial relationship behind the recommendation. You have the right to select your own conveyancer. Don't forget that the majority of lenders have an approved list of conveyancers you have to use for the mortgage aspect of your conveyancing.
Having checked my lease I have discovered that there are only Fifty years unexpired on my flat in Cubitt Town. I now want to get lease extension but my landlord is absent. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. However, you will be required to prove that you have done all that could be expected to track down the landlord. For most situations a specialist would be useful to try and locate and to produce a report to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor in relation to devolving into the landlord’s absence and the application to the County Court overseeing Cubitt Town.
My wife and I have hit a brick wall in trying to purchase the freehold in Cubitt Town. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to determine the price payable.
An example of a Freehold Enfranchisement decision for a Cubitt Town premises is 12, 14 & 16 Hull Close in May 2010. the Tribunal determined that the premium payable for the acquisition of the freehold to the subject premises was the sum of £18,300 This case affected 3 flats. The unexpired term as at the valuation date was 101.61 years.
It has taken forever and a day but a mortgage offer from a bank for the remortgage of my 3 bedroom garden flat is coming within the next few days. Are you able to recommend a cheap remortgage conveyancing practitioner in Cubitt Town ?
You are on the wrong site if you are in need of the cheapest conveyancing solicitors in Cubitt Town. Our goal is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by companies offering £99 conveyancing in Cubitt Town.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in extras and still not get the service expected.